Safe and easy banking with our app

If you have an eligible mortgage, you can now make overpayments, view your balance and switch your deal directly in the app.

Note: This service is currently available for mortgage accounts beginning with 65.

You can use our app to move money between the accounts you hold with NatWest International. This can help with budgeting or allow you to move money to your savings accounts with ease.

These transfers are instant and you can transfer up to £100,000 each day.

You can use our app to pay money to any UK bank account with just a sort code and account number - all without a card reader.

You can also send money to friends & family, pay bills or send money to accounts you have with other banks.

You must be over 16 to make a payment in the app. Payments through the app are limited to £750 unless you have paid that payee through online banking in the past or you’re registered for Biometric approval and use your face to confirm the payment.

With Pay Your Contacts you can send up to £250 a day to NatWest International, Isle of Man Bank, NatWest, Royal Bank of Scotland and Ulster Bank customers using their mobile number.

To send money to someone who doesn’t bank with us or isn’t registered for Pay Your Contacts, you can make mobile payments using their account number and sort code. 

You don’t need to be registered for Pay Your Contacts to send money but to receive Pay Your Contacts payments you need to be registered for the service.

Within the app choose the account you want to deposit the cheque into, select ‘Deposit a cheque’, enter the amount and take photos of the cheque using our app. The funds will be paid into your account.

It’s simple, secure and free.

How to pay in a cheque using the mobile app

Limits apply

• Access to the mobile app is protected using a passcode, your fingerprint or facial recognition.
• No account information is stored on your device, so there's nothing to worry about if you lose your phone.
• We regularly use recognised and independent security experts to validate the security of our mobile banking app.
• When using our app, you're also protected by our Secure Banking Promise.

Touch ID is available on selected Apple devices. Android Fingerprint is available on selected Android devices. Face ID is available on iPhone X and later models. Payment limits apply.

How do I let you know I am going abroad?

Get Cash is a feature of our mobile banking app that lets you withdraw money quickly without using your bank card. It's great for those times, when you pop out during your lunch hour, but don't have cash on you.

Find out more about Get Cash

Get Cash is available on Android and iPhone. Get Cash withdrawal limit of £130 every 24 hours as long as it’s within your daily withdrawal limit. You must have at least £10 available in your account.

With Round Ups, pay with your debit card or contactless device and we'll round up the amount to the nearest pound, sending the spare change to your savings account.

To save even more, you can choose to multiply that spare change up to 5 times.

More about Round Ups

Round Ups is available to customers with an eligible current account, instant access savings account and the Mobile App.

You can freeze or unfreeze an active debit card using the mobile app. This instantly stops the debit card being used by anybody else, giving you time to search for it.

How do I freeze my debit card?

No savings account or overdraft, no problem. You can apply for new accounts through your app - we'll even pre-populate the application form, saving you time.

You are your strongest password so why not use your face to approve your everyday banking needs and keep your accounts even more secure.

Learn about biometric approval

Biometric approval is available to eligible app customers aged 16 or over using compatible iOS and Android devices.