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We're here to listen and help you find a way forward

Help with financial abuse

What is financial abuse?

Financial abuse is when someone uses money or finances to control, pressure or take advantage of another person. It can happen in any relationship, including with a partner, family member, friend or carer.

If you're worried about your situation, you're not alone. We're here to listen and help, providing support when you need it.

What could financial abuse look like?

You or someone you know may be experiencing financial abuse. Ask yourself whether a partner, family member, carer or friend has ever:

Controlled your money or financial decisions

  • Asked you to account for every penny you spend.
  • Stopped you spending money on essentials.
  • Prevented you from accessing your bank accounts or financial products.
  • Added their name to your accounts without your permission.
  • Made you put all household bills in your name.

Used your money without your agreement

  • Taken out loans or credit cards in your name.
  • Cashed your pension or other cheques without your permission.
  • Spent household money without telling you.
  • Offered to pay bills or buy essentials but failed to do so.

Tried to control your independence

  • Stopped you from going to work, college or university.
  • Prevented you from seeing friends or family.

Pressured you to make important decisions

  • Asked or pressured you to change your Will.

If any of these situations feel familiar, support is available and we're here to help.

How we can help

If you're experiencing financial abuse, or you're worried about someone who is, please know you're not alone. We're here to listen and help.

Our colleagues are trained to provide support with care and understanding. They'll listen, treat you with respect, and work with you to find solutions that fit your circumstances.

If it's safe for you to do so, please talk to us about what's happening. We'll do everything we can to support you and can also put you in touch with organisations that may be able to help.

Making contact safer

We know that making or receiving phone calls isn't always safe. If you have any concerns, let us know. We can agree safer ways to contact you, such as:

  • Arranging a specific time to call.
  • Limiting what we discuss during a call.
  • Using alternative ways to communicate, where possible.

Your safety and privacy are our priority.

Safe words and phrases

When you complete our call-back request form, you can provide a safe word or phrase. This is something you can say during a call to let us know it's no longer safe to talk, or that someone else may be present. If you use your agreed safe word or phrase, we'll take appropriate action. This could include:

  • Changing the subject.
  • Ending the call.
  • Arranging to contact you at another time in a safer way.

When we may contact you

We may get in touch if we notice activity that could indicate financial abuse, such as:

  • Unexplained withdrawals from your account.
  • Unusual account activity.
  • Unpaid bills.
  • An unexplained shortage of money.
  • Someone new regularly accompanying you to a branch.

We're here to help

If you're worried that you're experiencing financial abuse, or you're concerned about someone else, we're here to help.

Complete our online form and tell us how you'd like us to get in touch.

  • Zoom video call.
  • Face-to-face meeting.
  • Phone call.
  • Email.

To help you feel safe and secure, you can also choose to:

  • Set up a secure password so you can feel confident it's us when we call.
  • Agree a safe word or phrase for future conversations. If you use it during an arranged call, we'll know it may not be safe to continue talking.

Just so you know, safe words and phrases need to be agreed in advance and may not be recognised by every colleague or team.