Travel & International | NatWest International

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Travel and international

Currency, international payments
and more

Ordering Travel Money

These rates are an indication only for amounts below 5,000 GBP and do not include any charges which may apply. 
For an indicative rate on larger foreign exchange amounts, please contact your local branch or relationship manager.

Use our currency converter to check the exchange rate before ordering travel money or making a foreign transfer

Tell us where you 're jetting off to:

Tips to protect your money when booking travel

Before you book travel, consider these tips to help prevent financial loss in the event that your travel booking can’t be fulfilled:

Paying for your travel booking

Use a credit card to pay for at least some of the booking, if you live in the UK and the booking value is at least £100. This will ensure the booking is covered under Section 75 of the Consumer Credit Act in the event the booking has not been fulfilled or provided by the company you have booked with.
 

If you don’t wish to use a credit card, bear in mind that PayPal offer buyer protection when payments are made through their system.


Where a debit card is used to make payment, you may be entitled to request a chargeback from your card issuer where the booking has not been fulfilled or provided by the company you have booked with.

 

More about our debit card chargeback process

 

Explore flexible booking options

Choose a flexible booking option to ensure you can make changes should you need to.


For accommodation, many providers offer free cancellation on reservations. Although it can sometimes cost a little more than a non-refundable booking, this guarantees you a refund if you need to cancel for any reason after making the reservation.

ATOL protection

When booking a package trip, check if the provider is ATOL bonded (UK based providers only). This gives you the peace of mind in knowing the cost of your booking will be refunded if the provider cannot fulfil the contract or goes into liquidation before you travel.


It also offers protection if the travel provider goes into liquidation whilst you are on your trip, as assured assistance for any additional accommodation or transport needed to ensure a safe return to the UK.

 

Always check the terms of booking

Always check the terms of booking to ensure you are satisfied with the conditions being applied. Some providers include ‘force majeure’ clauses which can leave you out of pocket with no entitlement to a refund if the provider cannot fulfil the booking due to extraordinary reasons that are beyond their control. Please be aware that this is more common with companies based outside of the UK.

Using your debit card abroad

Most debit card providers will charge a foreign purchase fee of up to 2.99%. 

  • Cards are widely accepted overseas, look out for the Visa and MasterCard logos. Exchange rates are set by Visa and MasterCard and can change every day.
  • When you use your card abroad, you can sometimes pay in sterling rather than local currency. Paying this way is often more expensive than paying in the local currency as there could be a local charge.
  • If your debit card is contactless, you can use it abroad like you can at home. Just look for the contactless symbol. Limits can vary when you’re in another country.
  • Let us know that you're going away at least 24 hours before you leave and we'll do our best to make sure that none of your payments are blocked. 

     
Hand and debit card

Hand and debit card

Let us know your travel plans
Whether you're going on holiday or travelling on business, it's important that you let us know if you will be using your debit card abroad. Register your travel details with us at least 24 hours before your trip, and we'll do our best to ensure your holiday spending isn't interupted.

Register your travel plans

Card fees and charges
It's important to be aware of any fees associated with making purchases or withdrawing money from an ATM when abroad. Our handy debit card currency calculator can help to estimate how much a purchase or cash withdrawal might cost when you are abroad.

Debit card currency calculator

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