Save your spare change with Round Ups

If you spend £2.30 and choose single Round Ups, we'll round it up to £3.00 sending 70p from your current account to your savings account. If you choose double Round Ups, we'll send £1.40.

Round Ups starts working as soon as you turn it on, applying to any debit card payments already pending. Round Ups for payments clearing that day are added together and paid as one transaction. For example, if today you use your debit card to make payments for:

• £4.50 in a shop
• £25.20 online

then £1.30 (£0.50 + £0.80) will be transferred from your current account to your savings account when the payments are clear. This can take up to 4 days.

You can see how much you've saved using our mobile app or online banking:

Mobile app

• Log in to your app
• Select the savings account receiving the Round Ups
• Tap on 'My Transactions'
• Select the search icon
• Search for 'ROUND UP'

You'll see a list of the amounts sent to your savings account using Round Ups.

Online banking

• Log in to online banking
• Click 'View transactions' for the savings account receiving the Round Ups
• Select 'Search transactions'
• Set the time period you want to see
• Under description enter 'ROUND UP'
• Press the Search button

You'll see a list of the amounts sent to your savings account using Round Ups.

Round Ups won't transfer money to your savings account for the following reasons:

• Your payment amount was a round pound i.e. £5.00
• You're already in or would be taken into overdraft by the Round Ups amount
• Your current account or chosen savings account have been closed
• Your debit card payment was rejected at the point of sale
• Your debit card payment wasn't in pounds sterling
• You have an auto transfer arrangement

Round Ups are linked to your debit card. If you have a joint current account and you turn on Round Ups, only the payments made on your debit card will be rounded up.

If both parties turn on Round Ups then payments from both debit cards will be rounded up. You can set up separate savings accounts to have your Round Ups transferred to or, if you have a joint savings account, you can both choose that. If both parties choose the same savings account then you'll see 2 sets of Round Ups transactions credited to the account.

You can turn off Round Ups using our mobile app.

• Log in to the mobile app
• Choose the current account using Round Ups
• Select 'Round Ups'
• Tap 'Turn off Round Ups'
• Accept the confirmation message
• Round Ups is now turned off