To apply you must be 18+ and resident in the Channel Islands, Isle of Man or Gibraltar.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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Step 1: Get an Agreement in Principle
- Get a personalised indication of how much you could borrow in less than 10 minutes.
- It won't impact your credit score.
Important: Check your property meets our requirements
Step 2: Ready to apply for your new mortgage?
- If you've completed Step 1 and now have an Agreement in Principle, apply online today or contact us if you'd like support.
- Save progress and come back whenever you like.
Important: If you're paid in a foreign currency or you're a landlord who owns 3 properties or more with a mortgage, you must apply through a mortgage broker.
Our mortgage calculator
Use our mortgage calculator to help you understand how much you could borrow, review our mortgage rates and see what your monthly payments could be.
For properties in the Channel Islands, Isle of Man and Gibraltar.
Online mortgage calculators
Our mortgage calculators are online and available 24/7 to give you an idea of how much you could borrow and what your monthly mortgage payments could be.
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Our mortgage teams are here to support you
Our mortgage teams are on hand to guide you through the mortgage process and answer your questions. You can telephone, drop in to branch or request a callback to talk to us.
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Zero product fee options
We offer the same range of mortgage options and rates to our new and existing customers, with zero product fee options available.
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Do you need additional support?
If you need a little extra support managing your banking and financial safety, we're here to help.
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Do you get paid in a foreign currency?
If your salary’s in a foreign currency, you’ll need to apply for your mortgage through a broker. Head to our broker section for all the details.
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