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To apply you must be 18+ and resident in the Channel Islands, Isle of Man or Gibraltar.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Looking to borrow more against your home?
You may wish to borrow more against your home to pay for home improvements, a life event such as a wedding, or even as part of a move to a new home. Whatever the reason, it’s important to consider your options before applying to see if it’s the right thing for you.
You're eligible to apply if:
if you meet the eligibility criteria below and would like to apply for additional borrowing, you’ll need to get in contact with our team.
- You have a mortgage with NatWest International.
- You're a resident in Jersey, Guernsey, Isle of Man or Gibraltar.
- You're looking to borrow between £25,000 and £500,000.
- The term you’re applying for ends before you are 75 years old for residential mortgages or 80 years old for Buy to Let mortgages (or you can demonstrate continued ability to meet repayments past this age.
- You're up to date with your current mortgage payments.
- You're looking to borrow for a minimum term of 3 years.
- You’ve had your mortgage for at least six months.
Additional borrowing is only available on a capital and interest repayment basis. The longer the mortgage term, the more interest you will pay on the capital borrowed. Applications are subject to underwriting and must meet our current lending requirements.
Need help? Speak to our mortgage team
If you'd like more information or want to discuss your mortgage options, contact us.
Please be aware that we can't give you direct advice about your mortgage. If you require advice, consider using a broker or seeking independent advice.