Buying your first home
- Help is always at hand - our mortgage team will help take the mystery out of mortgages
- We have a range of mortgages to choose from, some with no product fees
To apply you must be 18+ and resident in Jersey, Guernsey or the Isle of Man. Not available to residents of Gibraltar.
Whether you’re a first time buyer or thinking of moving home, we’re here to help you get there.
Talk to our team about our range of mortgages, including our new lowest ever 0.99% 2 year fixed rate mortgage.
Two year fixed rate 0.99%, 60% loan-to-value with a product fee of £999. Not available for buy-to-let mortgages. Early repayment charge applies until 30th November 2023.
Fixed Rate Representative Example
A mortgage of £200,000 payable over 25 years initially on a fixed rate for 2 years at 0.99% and then our variable rate of 3.85% for the remaining 23 years would require 24 monthly payments of £752.81 and 276 payments of £1,014.43. The total amount payable would be £298,050.12 made up of the loan amount of £200,000 plus interest of £98,050.12. A product fee of £999, a valuation fee of £255 and a CHAPS fee of £30 are also payable.
The overall cost for comparison is 3.5% APR representative.