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Gold current account

A current account with extra benefits

Overview

For a monthly fee of £18 you can benefit from some of our gold, standard features that will have you feeling like a VIP.

  • Fee free overdraft with preferential rates. Subject to status
  • Credit interest on current account balances
  • Travel insurance for you and your family, including winter sports cover
  • 24/7 dedicated concierge service helping you make the most of your valuable free time
  • Private Motor Excess Insurance and car rental loss damage waiver insurance

The key features of our Gold account

Travel

Benefit from travel insurance that offers you and your family comprehensive worldwide cover

Concierge service

VIP treatment with our concierge service to help you with bookings, flights, holidays and more

Insurance

Have peace of mind with private motor excess as well as car rental loss damage coverage

Switch your account to us

Our current account switch service will move everything across from your old account to your new NatWest International account, including Direct Debits and standing orders, within 7 working days.

It’s completely free and is backed by an industry-wide guarantee.

Please review our important information

Our important documents give all the detail on our select account and the switch service. We recommend that you read them before contacting us to start the switch.

Manage your money any time with our digital banking services

Online banking

Manage your finances 24/7

Online Banking is a fast and secure way to manage your everyday finances.

  • Check your balance
  • Manage your Direct Debits and standing orders
  • Create text alerts and more

Online banking is available to customers aged 11+ with a NatWest International bank account.

Mobile app

Banking any time

Banking has never been so convenient with our simple mobile banking app.

  • Review your balance, 
  • Transfer money and make payments
  • Find your nearest branch or cash machine and more

App available to Online Banking customers aged 11+ with compatible iOS and Android devices and a Channel Islands, Isle of Man, UK or international mobile number in specific countries.

Help with your Gold account

Ready to apply?

Before you apply, we've outlined the eligibility for the account below, along with our terms and conditions so you can make sure it's the right account for you.

You can apply for a Gold account if you are:

  • aged 18+;
  • permanently resident in Jersey, Guernsey, Gibraltar or the Isle of Man, and;
  • applicants from Gibraltar must also be an existing customer.

Please review our important information about the account

By clicking continue you’re confirming that you’ve been provided with, and have acknowledged our important documents. By proceeding with your application you also agree that you’ll receive your statements in a paperless format. We'll send you an email when your statements are ready to view in Online Banking.

Insurance product information for our Gold account

We're making some changes to Gold account travel insurance on 16th August 2021. Please review the following documents to ensure our policies fully meet your needs and the cover is right for you.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Let's get started...

To speed up your application for a Gold account, we need to run through some quick questions with you. They'll only take a few minutes.

Where are you based?
Please tell us where you currently reside.
Do you already bank with us?
Please tell us if you already hold a NatWest International bank account.
Do you use Online Banking?
If so, we'll pre-fill your application to save you time.
Is this account just for you, or is it a joint application?

Great, looks like you're all set and ready to go!

Just a heads up - we'll ask you to log in to your Online Banking at the next step.

Great, looks like you're all set and ready to go!

Just a heads up - we'll ask you to log in to your Online Banking at the next step.

Is this account just for you, or is it a joint application?

Great, looks like you're all set and ready to go!

Just so you can have what you need to hand, here's some of the information we'll ask for:

  • Your sortcode & account number
  • Your personal details (name, date of birth etc.)
  • Your address & contact details
  • Your tax identification number & passport number

Great, looks like you're all set and ready to go!

Just so you can have what you need to hand, here's some of the information we'll need for both applicants:

  • Personal details (name, date of birth etc.)
  • Address & contact details
  • Tax identification number & passport number
Is this account just for you, or is it a joint application?

Great, looks like you're all set and ready to go!

Just so you can have what you need to hand, here's some of the information we'll ask for:

  • Your personal details (name, date of birth etc.)
  • Your address & contact details
  • Your tax identification number & passport number

Great, looks like you're all set and ready to go!

Just so you can have what you need to hand, here's some of the information we'll need for both applicants:

  • Personal details (name, date of birth etc.)
  • Address & contact details
  • Tax identification number & passport number
Do you already bank with us?
Please tell us if you already hold a NatWest International bank account.
Do you use Online Banking?
If so, we'll pre-fill your application to save you time.
Is this account just for you, or is it a joint application?

Great, looks like you're all set and ready to go!

Great, looks like you're all set and ready to go!

Is this account just for you, or is it a joint application?

Great, looks like you're all set and ready to go!

Just so you can have what you need to hand, here's some of the information we'll ask for:

  • Your sortcode & account number
  • Your personal details (name, date of birth etc.)
  • Your address & contact details
  • Your tax identification number & passport number

Great, looks like you're all set and ready to go!

Just so you can have what you need to hand, here's some of the information we'll need for both applicants:

  • Personal details (name, date of birth etc.)
  • Address & contact details
  • Tax identification number & passport number

Applying for an account with us

We’re sorry – at this time we’re currently not opening accounts for new customers located in Gibraltar. 

Applying for an account with us

This account is currently only available to applicants located in Jersey, Guernsey, Isle of Man or Gibraltar. 


Our International Personal Banking service is available to customers that meet our minimum age, residency, balance and/or deposit requirements.

Find out more about International Personal Banking