Gold current account

A current account with extra benefits

Coronavirus and your Gold account

Since the beginning of the coronavirus outbreak we’ve supported customers with their banking.  As a Gold customer this included suspending the monthly fee in recognition of travel restrictions.

With the easing of local travel restrictions, we are reinstating the £18 monthly fee for Gold accounts held in Jersey and Gibraltar. The first fee will be taken from mid September 2020.

For Gold accounts held in Guernsey or Isle of Man, we continue to waive the monthly fee as we monitor the travel restrictions put in place by the local government. When current restrictions are eased, we will reinstate the £18 monthly fee. 

How does coronavirus (COVID-19) affect my Gold account travel insurance?


For a monthly fee of £18 you can benefit from some of our gold, standard features that will have you feeling like a VIP.

  • Fee free overdraft with preferential rates. Subject to status
  • Credit interest on current account balances
  • Travel insurance for you and your family, including winter sports cover
  • 24/7 dedicated concierge service helping you make the most of your valuable free time
  • Private Motor Excess Insurance and car rental loss damage waiver insurance

The key features of our Gold account


Benefit from travel insurance that offers you and your family comprehensive worldwide cover

Concierge service

VIP treatment with our concierge service to help you with bookings, flights, holidays and more


Have peace of mind with private motor excess as well as car rental loss damage coverage

Switch your account to us

Our current account switch service will move everything across from your old account to your new NatWest International account, including Direct Debits and standing orders, within 7 working days.

It’s completely free and is backed by an industry-wide guarantee.

Please review our important information

Our important documents give all the detail on our select account and the switch switch service. We recommend that you read them before contacting us to start the switch.

Manage your money any time with our digital banking services

Online banking

Manage your finances 24/7

Online Banking is a fast and secure way to manage your everyday finances.

  • Check your balance
  • Manage your Direct Debits and standing orders
  • Create text alerts and more

Online banking is available to customers aged 11+ with a NatWest International bank account.

Mobile app

Banking any time

Banking has never been so convenient with our simple mobile banking app.

  • Review your balance, 
  • Transfer money and make payments
  • Find your nearest branch or cash machine and more

App available to Online Banking customers aged 11+ with compatible iOS and Android devices and a Channel Islands, Isle of Man, UK or international mobile number in specific countries.

Help with your Gold account

Gold account applications temporarily suspended

Due to current worldwide travel restrictions affecting travel insurance, we are temporarily not accepting new applications for our Gold account.

We apologise for any inconvenience caused.