Personal Loans

For life's big moments


Choose from a range of personal loans that allow you to prepare financially for any of life’s moments whether it be your wedding day, your dream holiday, or even your next car purchase.

Loan features

The need-to-knows about our personal loans

  • Borrow between £1,000 and £35,000
  • Fixed monthly payments mean no unexpected changes to your monthly repayment amount
  • You'll be given a personalised rate depending on your circumstances and how much you want to borrow
  • A range of repayment terms are available, depending on the purpose of the loan

Reasons for borrowing

Our personal loans are available for a variety of life’s moments whether it be a renovation project at home, buying a new car, or finally booking that dream holiday.

Here is some common reasons that people apply:

  • Car loans
  • Home improvement loans
  • Consolidation loans
  • Wedding loans
  • Holiday loans

Borrowing terms for our personal loans

This is the period of time your personal loan agreement is in place. Our minimum and maximum terms for certain loan values are below.

Important information

The following fees apply to our personal loans.

Understanding personal loans

Get a better understanding of personal loans with our guide on loan terminology. We’ll take the mystery out of industry jargon with plain language explanations of loan phrases and terms.

How to apply

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In branch

Find your nearest NatWest International branch and arrange an appointment to apply for a personal loan with us.

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By telephone

Jersey: +44 (0) 1534 282850

Guernsey: +44 (0) 1481 703860

Isle of Man: +44 (0) 1624 637190

Gibraltar: 00 350 200 77737

Lines are open Monday to Friday 9am - 5pm, except on bank holidays. Calls may be recorded.