Personal Loans

For life's big moments

Representative 4.9% APR

Loans with NatWest International

Put your plans into action

Choose from a range of personal loans that allow you to prepare financially for any of life’s moments - whether it be your wedding day, your dream holiday, or even your next car purchase.

To apply you must be 18+, resident in Jersey, Guernsey, Gibraltar or the Isle of Man and have a NatWest International current account or mortgage.

The need-to-knows about our personal loans

  • Borrow between £1,000 and £35,000.
  • Fixed monthly payments mean no unexpected changes to your monthly repayment amount.
  • range of repayment terms are available, depending on the purpose of the loan.
  • When you apply, you'll be given a personalised rate depending on your circumstances and how much you want to borrow.

Use our loan calculator

Customers based in Jersey, Guernsey or the Isle of Man

If you intend to borrow between £1,000 and £19,950, our online loans calculator can help to calculate how much a loan might cost you.

If you intend to borrow between £20,000 and £35,000, please get in touch to discuss your personal loan needs.

Customers based in Gibraltar

Our loans calculator is currently not available to customers based in Gibraltar. Please get in touch to discuss your personal loan needs.

Loan borrowing terms and rates

View our minimum and maximum borrowing terms below. You can also view the minimum and maximum APR for each of our loan bands.

Important information

The following fees apply to our personal loans.

Understanding personal loans

Get a better understanding of personal loans with our guide on loan terminology.

Talk to us about a personal loan

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In branch

Find your nearest NatWest International branch and arrange an appointment to apply for a personal loan with us.

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By telephone

Jersey: +44 (0) 1534 282850

Guernsey: +44 (0) 1481 703860

Isle of Man: +44 (0) 1624 637190

Gibraltar: 00 350 200 77737

Lines are open Monday to Friday 9am - 5pm, except on bank holidays. Calls may be recorded.