To apply you must be 18+ and resident in Jersey, Guernsey, Gibraltar or the Isle of Man. An arranged overdraft is available to those who meet certain conditions. Subject to lending criteria. The minimum overdraft limit you can apply for is £250.
Overlay
Overdrafts
Giving you peace of mind with your banking
Arranged overdraft
A short-term safety net for your current account
- You only pay interest and fees if you use it
- Could be an interest-free buffer, depending on the current account you have
- Instant decision with online banking
Student arranged overdraft
Could be helpful if you’re on a tight budget
- Interest-free overdraft up to £2,000 (£500 in first term)
- Get an instant decision if you bank online with us
Information Message
Graduate arranged overdraft
A little help when you enter the world of work
- Interest free overdraft up to £2,000 (for your first year)
- May be ideal for short-term borrowing
Information Message
Arranged overdraft interest rates
Choose your account or overdraft type below and you’ll see the rates applicable to an arranged overdraft.
Arranged overdraft interest is calculated on a daily basis and charged monthly.
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