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Existing Mortgage Customers

Borrowing more on your existing mortgage

Looking to borrow more against your home?

There are a number of reasons that you might want to do this; from planning a wedding, a dream holiday, buying a new car or home improvements.

However, it's important that you consider whether borrowing more against your existing mortgage is the right option for you. You might also want to consider a personal loan.

We recommend booking an appointment or requesting a callback with one of our mortgage arrangers who can outline your options with us, based on your personal circumstances.

Things to consider...

  1. 01

    Applications for additional borrowing must be for an acceptable purpose. The most common purposes are home improvements, a new car, dream holiday or wedding. We'll cover this in full during your mortgage appointment.

  2. 02

    The minimum borrowing amount on a mortgage is £25,000. A personal loan could be an option if you need less.

  3. 03

    The minimum borrowing term is 3 years and the maximum is 35 years. Any new mortgage borrowing will run concurrently with your existing mortgage.

    The maximum age for repayment is 65 years old. Where a mortgage extends beyond this age, you should be able to demonstrate continued ability to repay the loan by way of a pension or alternative means.

Common questions about borrowing more on your home

Get in touch with our mortgage team

There's a few ways of getting in touch with us. To start, we'll run through some quick questions to make sure that you get the local help you need.

Do you already have a mortgage with us?
Please tell us if you already have a NatWest International mortgage.
What can we help you with today?
Please tell us the nature of your mortgage query.
Where is the property located?
Please tell us the location where you are looking at properties.

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

01534 282262

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

01481 703809

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

01624 637676

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

00350 200 14477

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Speak to the international mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call the international mortgage team

Call us to speak to a member of our international mortgage team.

  • Dedicated broker line: +44 1624 632444
  • Existing mortgage borrowers: +44 1624 632323
  • New borrowers (Buy to Let only): +44 1624 632345

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Where is the property located?
Please tell us where your mortgaged property is located.

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

01534 282262

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

01481 703809

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

01624 637676

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

00350 200 14477

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Speak to the international mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call the international mortgage team

Call us to speak to a member of our international mortgage team.

  • Dedicated broker line: +44 1624 632444
  • Existing mortgage borrowers: +44 1624 632323
  • New borrowers (Buy to Let only): +44 1624 632345

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Where is the property located?
Please tell us where your mortgaged property is located.

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

01534 282262

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

01481 703809

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

01624 637676

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

00350 200 14477

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Speak to the international mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call the international mortgage team

Call us to speak to a member of our international mortgage team.

  • Dedicated broker line: +44 1624 632444
  • Existing mortgage borrowers: +44 1624 632323
  • New borrowers (Buy to Let only): +44 1624 632345

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Where is the property located?
Please tell us where your mortgaged property is located.

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

01534 282262

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

01481 703809

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

01624 637676

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

00350 200 14477

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Speak to the international mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call the international mortgage team

Call us to speak to a member of our international mortgage team.

  • Dedicated broker line: +44 1624 632444
  • Existing mortgage borrowers: +44 1624 632323
  • New borrowers (Buy to Let only): +44 1624 632345

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

What can we help you with today?
Please tell us the nature of your mortgage query.
Where is the property located?
Please tell us the location where you are looking at properties.

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

01534 282262

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

01481 703809

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

01624 637676

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

00350 200 14477

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Speak to the international mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call the international mortgage team

Call us to speak to a member of our international mortgage team.

  • Dedicated broker line: +44 1624 632444
  • Existing mortgage borrowers: +44 1624 632323
  • New borrowers (Buy to Let only): +44 1624 632345

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Where is the property located?
Please tell us the location where you are looking at properties.

Use our online mortgage calculator or speak to the mortgage team

Our mortgage calculator

Use our mortgage calculator to see how much you could borrow, review our mortgage rates and get an idea of what your monthly payments could be.

Use our mortgage calculator


Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

01534 282262

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Use our online mortgage calculator or speak to the mortgage team

Our mortgage calculator

Use our mortgage calculator to see how much you could borrow, review our mortgage rates and get an idea of what your monthly payments could be.

Use our mortgage calculator


Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

01481 703809

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Use our online mortgage calculator or speak to the mortgage team

Our mortgage calculator

Use our mortgage calculator to see how much you could borrow, review our mortgage rates and get an idea of what your monthly payments could be.

Use our mortgage calculator


Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

01624 637676

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Use our online mortgage calculator or speak to the mortgage team

Our mortgage calculator

Use our mortgage calculator to see how much you could borrow, review our mortgage rates and get an idea of what your monthly payments could be.

Use our mortgage calculator


Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call us

Speak to a member of our local mortgage team on:

00350 200 14477

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Speak to the international mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back

 

Call the international mortgage team

Call us to speak to a member of our international mortgage team.

  • Dedicated broker line: +44 1624 632444
  • Existing mortgage borrowers: +44 1624 632323
  • New borrowers (Buy to Let only): +44 1624 632345

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.