For homeowners and investors buying property in the United Kingdom
To apply you must be 18+ and resident in the Channel Islands, Isle of Man or Gibraltar. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
If you are a UK expatriate or foreign national looking to purchase property in the United Kingdom, please visit our International mortgage section.
UK mortgages with NatWest International
We have a range of mortgage options available to help you decide what you could afford, to estimate what your monthly mortgage payments could be and compare our UK specific mortgage rates.
View our UK mortgage rates
Introducing our Green Mortgages
Our buy to live rates
Representative example - Fixed rate
A mortgage of £200,000 payable over 25 years initially on a fixed rate for 2 years at 3.78% and then our variable rate of 4.50% for the remaining 23 years would require 24 monthly payments of £1,030.53 and 276 payments of £1,104.74. The total amount payable would be £329,640.96 made up of the loan amount of £200,000 plus interest of £129,640.96. A product fee of £1,500, a valuation fee of £255 and a CHAPS fee of £30 are also payable.
The overall cost for comparison is 4.5% APRC representative.
Important information
All figures provided are for illustrative purpose only. This is not a formal quotation or a commitment to lend. This will be dependant on your financial situation, property value and the size of your deposit or equity.
Mortgages are offered by The Royal Bank of Scotland International Limited trading as NatWest International (NatWest International). Mortgages on UK properties may not be available to residents of all countries. Fixed rate mortgages are subject to availability. The Bank reserves the right to withdraw the rates offered without notice.
New applications must be submitted via an FCA regulated Mortgage Broker.
Introducing our Green Mortgages
Our buy to let rates
Important information
All figures provided are for illustrative purpose only. This is not a formal quotation or a commitment to lend. This will be dependant on your financial situation, property value and the size of your deposit or equity.
You must currently own no more than 9 Buy to Let properties and your maximum borrowing amount cannot exceed £3.5 million. Buy to Let properties are subject to a minimum purchase price of £150,000.
Mortgages are offered by The Royal Bank of Scotland International Limited trading as NatWest International (NatWest International). Mortgages on UK properties may not be available to residents of all countries. Fixed rate mortgages are subject to availability. The Bank reserves the right to withdraw the rates offered without notice.
Mortgage help and support
Take advantage of our mortgage resources which are here to help you better understand the process, the terms, and our available products.