On 14th July 2025, we will be reducing some of our interest rates. More about the rate change.
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Savings accounts
Compare our savings accounts
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Instant Saver
Our flexible, everyday instant access account
- Start saving with as little as £1
- Earn interest even when you’ve made a withdrawal
- Instantly move or withdraw money
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Savings Builder
Build your savings with our regular savings account
- No minimum deposit
- You earn a higher rate of interest each month when you grow your balance by at least £50
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Premium Saver
Earn bonus interest when you leave your savings untouched
- Instant access to your savings
- Earn bonus interest on savings between £25,000 – £1,000,000 when you make no withdrawals
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Fixed Term Deposits
With a Fixed Term Deposit you can enjoy a fixed rate of interest for a specified period. This means, you’ll always know how much your money will grow.
- Start saving from £5,000, €10,000 or $10,000
- Select from 3, 6, or 12 month terms, with a 2-year option available for sterling deposits
- Available in Sterling, Euros or US Dollars
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You must be aged 16 or over and be resident in Jersey, Guernsey, Isle of Man or Gibraltar. Minimum deposit requirements apply. Early withdrawals or account closure before the Maturity Date of a Fixed Term Deposit are not permitted. To open a Fixed Term Deposit, you'll need a Cash Management account.
Cash Management, our multi-currency account
Our Cash Management account lets you hold different currencies, including sterling, all in one place. You can easily access your money and use your account for:
Sending payments in sterling and other currencies
Settling your US Dollar or Euro charge cards with us
Receiving payments in sterling and international currencies
Handling foreign exchange transactions
Managing Fixed Term Deposits across a variety of currencies
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To apply you must be aged 16 or over and be resident in Jersey, Guernsey, Isle of Man or Gibraltar.
First Saver, our children's savings account
Start saving for their future today.
- Instant access children’s saving account held in trust
- Open an account with as little as £1
- Easily managed in your app alongside other accounts
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If you’re aged 18 years or over and hold a NatWest International current account, you can open an account in trust for a child under 16. All parties must be resident in Jersey, Guernsey, Isle of Man or Gibraltar.
Round Ups
Saving could be as easy as spending
With Round Ups, every time you use your debit card or contactless device, we’ll round up the amount you spend to the nearest pound. We’ll send that extra change to your savings account.
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Savings goals
Making a plan can really help you save more
With our savings goal tool, you can find out how much you need to save each month to hit your target. Plus, you can keep track of your progress with our mobile app.
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