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First Time Buyer

Your first home and step on the property market

To apply you must be 18+ and resident in Jersey, Guernsey, Gibraltar or the Isle of Man. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

On this page
Features
Our online mortgage calculator
Mortgage help and guides
Get in touch with our mortgage team

Why choose a mortgage with us?

Getting your first mortgage can be an exciting, yet stressful time. NatWest International can help take some of the stress out of the process with our online mortgage calculator and resources made available to you, whether you’re in the Channel Islands, Isle of Man, or Gibraltar.

Help every step of the way

Our mortgage team are here to guide you through the mortgage process and to answer your questions.

Zero product fee options

We offer mortgages with and without product fees to provide you with a range of options to suit your needs.

Mortgage calculator to set your budget

Our online mortgage calculator gives you an idea of how much you could borrow and what your monthly mortgage payments could be.

How much could I borrow?

As a first time buyer you're probably looking to find out how much of a mortgage you can get from different lenders.

You can use our online mortgage calculator to:

  • Find out what we could lend you
  • Compare our mortgage rates
  • See how much your monthly repayments could be
Use our mortgage calculator

Mortgage help and support

Take advantage of our mortgage resources which are here to help you better understand the process, the terms, and our available products.

First time buyer guide

A guide to help you understand the key steps to buying a home.
Guide to buying a home

Jargon buster

Key terms and phrases you might come across.
Jargon buster

Common questions

Our most frequently asked questions about mortgages.
Common questions

Appointment checklist

Here's what you'll need to bring to your mortgage appointment.
Appointment checklist

Get in touch with our mortgage team

There's a few ways of getting in touch with us. To start, we'll run through some quick questions to make sure that you get the local help you need.

Continue
What can we help you with today?
Please tell us the nature of your mortgage query.
Previous
Next
Where is the property located?
Previous
Next

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

01534 282262

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Previous
Schedule a call back

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01481 703809

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Previous
Schedule a Call Back

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01624 637676

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Previous
Schedule a Call Back

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

00350 200 14477

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Previous
Schedule a Call Back

Get in touch with our International Mortgage team

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Phone the International mortgage team

Call us to speak to a member of our local mortgage team.

Dedicated broker line:

+44 (0) 1624 632444

Existing mortgage borrowers:

+44 (0) 1624 632323

New borrowers (Buy to Let only):

+44 (0) 1624 632345

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Previous
Schedule a Call Back
Where is the property located?
Previous
Next

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

01534 282262

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Previous
Schedule a Call Back

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01481 703809

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Previous
Schedule a Call Back

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01624 637676

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Previous
Schedule a Call Back

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

00350 200 14477

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Previous
Schedule a Call Back

Get in touch with our International Mortgage team

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the International mortgage team

Call us to speak to a member of our local mortgage team.

Dedicated broker line:

+44 (0) 1624 632444


Existing mortgage borrowers:

+44 (0) 1624 632323


New borrowers (Buy to Let only):

+44 (0) 1624 632345

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Previous
Schedule a Call Back
Where is the property located?
Previous
Next

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

01534 282262

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Previous
Schedule a Call Back

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01481 703809

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Previous
Schedule a Call Back

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01624 637676

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Previous
Schedule a Call Back

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

00350 200 14477

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Previous
Schedule a Call Back

Get in touch with our International Mortgage team

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the International mortgage team

Call us to speak to a member of our local mortgage team.

Dedicated broker line:

+44 (0) 1624 632444


Existing mortgage borrowers:

+44 (0) 1624 632323


New borrowers (Buy to Let only):

+44 (0) 1624 632345

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Previous
Schedule a Call Back
In what location are you looking at properties?
Previous
Next

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

01534 282262

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Previous
Schedule a Call Back

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01481 703809

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Previous
Schedule a Call Back

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01624 637676

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Previous
Schedule a Call Back

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

00350 200 14477

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Previous
Schedule a Call Back

Get in touch with our International Mortgage team

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the International mortgage team

Call us to speak to a member of our local mortgage team.

Dedicated broker line:

+44 (0) 1624 632444


Existing mortgage borrowers:

+44 (0) 1624 632323


New borrowers (Buy to Let only):

+44 (0) 1624 632345

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Previous
Schedule a Call Back
Where is the property located?
Previous
Next

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

01534 282262

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Previous
Schedule a Call Back

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01481 703809

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Previous
Schedule a Call Back

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01624 637676

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Previous
Schedule a Call Back

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

00350 200 14477

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Previous
Schedule a Call Back

Get in touch with our International Mortgage team

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

Dedicated broker line:

+44 (0) 1624 632444

Existing mortgage borrowers:

+44 (0) 1624 632323

New borrowers (Buy to Let only):

+44 (0) 1624 632345

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Previous
Schedule a Call Back