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Give yourself some breathing space

Over age 18? Need some extra money? With a Gold, Select or Student account you could have the overdraft flexibility you need.

Once you've agreed your facility with us, you can use it at any time - without having to contact your branch.


  • Borrow more or less - apply to increase or decrease your limit whenever you want
  • Save on interest - you only pay interest on what you borrow
  • Open ended - there's no need to renew your overdraft

It's easy to apply

  • Online - if you're a NatWest Online banking customer, you can apply online. Simply go to the 'Our Products' section within online banking, select the 'Overdraft' option and follow the on-screen instructions
  • By phone or in person - contact your nearest branch and speak to one of our advisers

Work Permit holders must repay any outstanding overdraft amounts six months prior to the expiry date on the Visa.

Get in touch

  • Jersey
    01534 282850

    01481 703860

    Isle of Man
    01624 637190

    00350 200 73200

Lines are open: Mon to Fri
7am - 7pm, Sat 8am - 1pm,
Sunday closed.
Calls may be recorded