On this page
Overlay
To apply you must be 18+ and resident in the Channel Islands, Isle of Man or Gibraltar.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Step 1: Get an Agreement in Principle
- Get a personalised indication of how much you could borrow in less than 10 minutes.
- It won't impact your credit score.
Important: Check your property meets our requirements
Step 2: Ready to apply for your new mortgage?
- If you've completed Step 1 and now have an Agreement in Principle, apply online today or contact us if you'd like support.
- Save progress and come back whenever you like.
Important: If you're paid in a foreign currency or you're a landlord who owns 3 properties or more with a mortgage, you must apply through a mortgage broker.
You could enjoy £750 cashback when you move your mortgage to us
Move your mortgage to NatWest International and you could receive £750 cashback when your remortgage completes. This offer is available to customers in Jersey, Guernsey, the Isle of Man and Gibraltar, across both residential and Buy to Let remortgages.
This cashback offer is available to new mortgage customers taking out a remortgage, subject to eligibility criteria.
Information Message
Over 18s only. Cashback is a fixed amount, paid on completion of your remortgage. Limited to one payment per mortgage. This offer may be amended or withdrawn at any time. Maximum LTV is 90%, subject to product availability.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Remortgage rates
Our mortgage calculator is a great tool that allows you to see our range of fixed-rate and tracker-rate mortgages from the Channel Islands, Isle of Man or Gibraltar.
It shows you what your monthly repayments could be, with local rates provided.
For properties in the Channel Islands, Isle of Man or Gibraltar.
Online mortgage calculators
Our online tools are here to give an idea of how much you could borrow and what your monthly mortgage payments could be.
Information Message
Local mortgage team and support
Our mortgage team are here to guide you through the mortgage process and answer your questions.
Information Message
Zero product fee options
We offer a range of mortgages, some with no product fees.
Information Message
Why remortgage?
Here are a few common reasons why you might want to remortgage:
- You’re currently on or within three months of moving onto your lender’s Standard Variable Rate (SVR) and want to lock in a better rate
- Your current mortgage deal is due to finish
- You want to change the number of years remaining on your mortgage
Do you need additional support?
If you need a little extra support managing your banking and financial safety, we're here to help.
Information Message
Do you get paid in a foreign currency?
If your salary’s in a foreign currency, you’ll need to apply for your mortgage through a broker. Head to our broker section for all the details.
Information Message
