To apply you must be 18+ and resident in Jersey, Guernsey, Gibraltar or the Isle of Man. An arranged overdraft is available to those who meet certain conditions. Subject to lending criteria. The minimum overdraft limit you can apply for is £250.
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Things to keep in mind
If you reduce or cancel your limit, you might go into unarranged overdraft which could be more expensive.
Arranged Overdraft Usage Fee
£6 where arranged overdrafts are used by more than £10 per charging period
One fee per charging period (£6)
Unarranged Overdraft Usage Fee
£8 per day for unarranged overdrafts of more than £10
3 fees per charging period (£24)
Unpaid Transaction Fee
£2.15 for each unpaid transaction
1 fee per charging period (£2.15)