To apply you must be 18+ and resident in Jersey, Guernsey, Gibraltar or the Isle of Man. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Check out our mortgage rates and use our mortgage calculator to give you an idea of how much you could borrow with a mortgage from NatWest International. This is an illustration based on your income, outgoings and the value of the property you’re considering.
If you are a UK expatriate or foreign national looking to purchase property in the United Kingdom, please visit our UK mortgage site.
This mortgage type is based on a fixed interest rate which means it doesn’t change once it’s locked in. You pick a set period of time you want to pay this fixed rate for, e.g. two or five years, and you pay that rate for your selected time period.
This option allows you to be certain of how much your payments will be each month ensuring you can plan a monthly budget.
This mortgage type allows you to pay a variable rate depending on the rise and fall of the Bank's base rate, for a set period of either two, three, or five years.
This means that even though you could pay less if the rate drops, you will also be required to pay more if the rate goes up.
If you’re looking into becoming a landlord and would like to buy a property to rent out then you’ll need to buy the property outright or more commonly, get a buy to let mortgage.
With this mortgage option you only pay the interest on your mortgage. This means that at the end of your mortgage term you'll still owe the full amount of capital borrowed.
This plan is specific to those who have an alternative repayment plan in place, which is why we don’t offer this type of mortgage to all of our customers and why we require specific terms and conditions to be met.
A Standard Variable Rate (SVR) is the default rate your mortgage moves onto when your mortgage deal ends. This will cause your monthly mortgage payments to change.
If you want to avoid being defaulted onto the SVR then it’s recommended to look for a new mortgage deal before the end of your rate term.
Use our mortgage calculator to help you understand how much you could borrow, review our mortgage rates and see what you monthly payments could be. For properties in the Channel Islands, Isle of Man and Gibraltar.
Take advantage of our mortgage resources which are here to help you better understand the process, the terms, and our available products.
