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Mortgage rates

Our rates and mortgage options

Our mortgage rates

Check out our mortgage rates and use our mortgage calculator to give you an idea of how much you could borrow with a mortgage from NatWest International. This is an illustration based on your income, outgoings and the value of the property you’re considering.

If you are a UK expatriate or foreign national looking to purchase property in the United Kingdom, please visit our UK mortgage site.

What types of mortgage rates are there?

Fixed rate

You pay the same value amount for a predetermined period

This mortgage type is based on a fixed interest rate which means it doesn’t change once it’s locked in. You pick a set period of time you want to pay this fixed rate for, e.g. two or five years, and you pay that rate for your selected time period.

This option allows you to be certain of how much your payments will be each month ensuring you can plan a monthly budget.

Tracker rate

You pay a rate that changes based on the interest rate for a set period

This mortgage type allows you to pay a variable rate depending on the rise and fall of the Bank's base rate, for a set period of either two, three, or five years.

This means that even though you could pay less if the rate drops, you will also be required to pay more if the rate goes up.

Buy to let mortgages

If you’re looking into becoming a landlord and would like to buy a property to rent out then you’ll need to buy the property outright or more commonly, get a buy to let mortgage.

Other mortgage options

Interest only mortgage

Alternative repayment plan?

With this mortgage option you only pay the interest on your mortgage. This means that at the end of your mortgage term you'll still owe the full amount of capital borrowed.

This plan is specific to those who have an alternative repayment plan in place, which is why we don’t offer this type of mortgage to all of our customers and why we require specific terms and conditions to be met.

Standard variable rate (SVR)

Expired rate term? You might be on a SVR

A Standard Variable Rate (SVR) is the default rate your mortgage moves onto when your mortgage deal ends. This will cause your monthly mortgage payments to change.

If you want to avoid being defaulted onto the SVR then it’s recommended to look for a new mortgage deal before the end of your rate term.

Our mortgage calculator

Use our mortgage calculator to help you understand how much you could borrow, review our mortgage rates and see what you monthly payments could be. For properties in the Channel Islands, Isle of Man and Gibraltar.

Mortgage help and support

Take advantage of our mortgage resources which are here to help you better understand the process, the terms, and our available products.

Our home buying guide

A guide to help you understand the key steps to buying a home.

Jargon buster

Key terms and phrases you might come across.

Common questions

Our most frequently asked questions about mortgages.

Appointment checklist

Here's what you'll need to bring to your mortgage appointment.

Get in touch with our mortgage team

There's a few ways of getting in touch with us. To start, we'll run through some quick questions to make sure that you get the local help you need.

What can we help you with today?
Please tell us the nature of your mortgage query.
Where is the property located?

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

01534 282262

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01481 703809

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01624 637676

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

00350 200 14477

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Get in touch with our International Mortgage team

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Phone the International mortgage team

Call us to speak to a member of our local mortgage team.

Dedicated broker line:

+44 (0) 1624 632444

Existing mortgage borrowers:

+44 (0) 1624 632323

New borrowers (Buy to Let only):

+44 (0) 1624 632345

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Where is the property located?

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

01534 282262

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01481 703809

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01624 637676

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

00350 200 14477

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Get in touch with our International Mortgage team

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the International mortgage team

Call us to speak to a member of our local mortgage team.

Dedicated broker line:

+44 (0) 1624 632444


Existing mortgage borrowers:

+44 (0) 1624 632323


New borrowers (Buy to Let only):

+44 (0) 1624 632345

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Where is the property located?

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

01534 282262

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01481 703809

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01624 637676

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

00350 200 14477

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Get in touch with our International Mortgage team

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the International mortgage team

Call us to speak to a member of our local mortgage team.

Dedicated broker line:

+44 (0) 1624 632444


Existing mortgage borrowers:

+44 (0) 1624 632323


New borrowers (Buy to Let only):

+44 (0) 1624 632345

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

In what location are you looking at properties?

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

01534 282262

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01481 703809

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01624 637676

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

00350 200 14477

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Get in touch with our International Mortgage team

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the International mortgage team

Call us to speak to a member of our local mortgage team.

Dedicated broker line:

+44 (0) 1624 632444


Existing mortgage borrowers:

+44 (0) 1624 632323


New borrowers (Buy to Let only):

+44 (0) 1624 632345

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Where is the property located?

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

01534 282262

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01481 703809

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01624 637676

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

00350 200 14477

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Get in touch with our International Mortgage team

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

Dedicated broker line:

+44 (0) 1624 632444

Existing mortgage borrowers:

+44 (0) 1624 632323

New borrowers (Buy to Let only):

+44 (0) 1624 632345

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.