Everyday banking for small to medium-sized businessesApply for a current account
Whatever the size of your business, we can help you manage your day-to-day transactions smoothly and efficiently.
Tick Get your own Relationship Manager (turnover and eligibility criteria apply)
Tick 24/7 online banking and telephone banking
Tick Bank anywhere with our mobile banking app
Tick Option to apply for an overdraft
Online banking is available to customers aged 11 or over with a NatWest International account. The mobile banking app is available to customers who have online banking and a Channel Islands, Isle of Man, UK or international mobile number (our app is available in 18 countries).
If you have started a business within the last 12 months and open a business current account, you may be eligible for 12 months free banking.
Free banking means that you won’t be charged for everyday transactions. Charges for unarranged overdrafts are not part of the free banking offer.
Free banking on our business current account is offered subject to status for businesses that have been trading for less than 1 year and have a projected or existing annual turnover of less than £1 million. We’ll always give you at least 60 days’ notice of the service charge tariff that will apply to your account before you start to incur charges.
Not available in Gibraltar.
If you’re a not for profit organisation and your annual credit turnover doesn’t exceed £100,000 we’ll offer you free banking on the Business current account. This means you won’t pay a service charge as long as your organisation remains eligible for free banking.
We’ll monitor your turnover regularly and if we identify that you’ve exceeded £100,000 in any 12 month period, we will contact you to tell you that you’ll start to incur fees at the standard tariff listed for your everyday transactions.
Free banking means that you won’t be charged for everyday transactions. Charges for unarranged overdrafts are not part of the free banking offer. We’ll always give you at least 60 days’ notice of the service charge tariff that will apply to your account before you start to incur charges.
Our mobile banking app gives you the choice of doing your banking when it suits you, direct from your phone.
Online banking is the way to beat the queues and manage your banking from the comfort of your home.
The Current Account Switch Service will move everything across from your old account to your new NatWest International account, including Direct Debits and standing orders, within 7 working days. It's completely free and is backed by an industry-wide guarantee.