The charges that apply to your business account

• Branch transactions (cheques and cash) are £2.50 per item/£100
• Account maintenance fees are £10
• All payments made via our Online banking & Mobile banking services are free of charge.

Absolutely, all our banking services are available to our customers, however if you do not wish to use our online banking or our app then increased manual transaction charges will apply. 

If you’re not already using Online or Mobile banking, you can find out how to register here.

If you're already registered, learn more about what transactions and services are available with Online banking and our Mobile app.

Yes, you can still pay money into your account using our branches.

However, if you currently receive a lot of payments by cash or cheque, you could ask for these to be sent via online or mobile banking instead to help minimise fees. This can be done by a direct transfer using your bank details - it is free of charge, only takes a few seconds, and means you don’t have to travel to a branch to pay it in.

You may also want to consider G4S who operate a ‘Bank to You’ service with a charge made per collection for deposits as well as cash exchange. You can get in touch with your Relationship manager to discuss your options.

Reducing the amount of cash and cheques you lodge, and using digital services as an alternative to manual payments will help minimise the fees you pay.

Take payments by card
Taking payment by card is increasingly popular and could help reduce the amount of cash you handle. 

Ask for an electronic transfer rather than taking cash or cheques
For certain types of business, if your customers pay you by cash or cheque, you may prefer to ask them to send you a payment via online or mobile banking instead. This can be done by a direct transfer using your bank details. It’s free of charge, only takes a few seconds and means you don’t have to travel to a branch to pay in.

Charges are per cheque, so a fee applies to each individual cheque paid in.