Business reserve account

Prioritise your business needs with a savings account

Access your funds anytime and earn interest when you save

Earn interest and access your funds anytime with a Business Reserve account that allows you to watch your savings grow. 

Benefits include:

  • Access to your business savings instantly
  • Make as many withdrawals as you need without penalties
  • Earn interest daily on your savings and receive it on the last business day of every month
  • Minimum balance of £1 and maximum balance of £2 million

Interest rates

Gross rate is the interest rate you are paid without the deduction of any income tax. AER (Annual Equivalent Rate) shows you what the rate would be if the interest was paid and compounded each year.


AER: Stands for Annual Equivalent Rate. It shows you what the rate would be if the interest was paid and compounded each year.

Gross Rate: This means the interest rate you are paid without deduction of income tax.

p.a.: Per annum (per year).

Common questions about our Business Reserve account

Ready to apply?

Before you apply, we've outlined the eligibility for the account below, along with our terms and conditions so you can make sure it's the right account for you.

You can apply for an account if you are:

  • aged 18+, and;
  • permanently resident in the Channel Islands, Isle of Man or Gibraltar, and;
  • your business is registered in the Channel Islands, Isle of Man or Gibraltar .

Please review our important information

Our important documents give all the detail you need about our account(s). If you carry on applying, it means you're happy with what's in these documents. Please take some time to review, print and/or save the important information. By proceeding with your application you also agree that you’ll receive your statements in a paperless format. We'll email you when your statements are ready to view in online banking.

Depositor Compensation Schemes

Under the scheme(s) customers are entitled to make only one claim per licensed entity regardless of the number of brands or trading names contained within that licensed entity and customers are entitled to make one claim only per licensed entity in the jurisdiction where the deposits are held.

As NatWest International brand is operated by RBS International it is not licensed in its own right a person with a deposit in NatWest International and a deposit in RBS International would thus only be entitled to make one claim.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Contact us to apply

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Existing business customer?

If you're an existing business customer please contact your Relationship Manager on their dedicated telephone number.

Alternatively, call into your local branch where we can put you in touch with your Relationship Manager.

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New to NatWest International?

Jersey customers
01534 282961

Guernsey customers
01481 703845

Isle of Man customers
01624 697741

Gibraltar customers
200 14400

Lines are open Monday to Tuesday 9am - 5pm, Wednesday 10am - 5pm and Thursday to Friday 9am - 5pm (except public holidays). Calls may be recorded.