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A multi currency account designed for you

Cash Management account

Why choose a Cash Management account?

Our Cash Management account is designed specifically for finance centres by allowing you to manage multiple major currencies, hold cash balances, fixed term advances and deposits all in one account. With the added benefit of being operated within eQ, our bespoke electronic banking system, you can manage individual accounts, loans and payment tracking.

You can operate a Cash Management account in many different ways including:

  • As an interest bearing account
  • To manage fixed term deposits in Sterling and other currencies
  • To manage a loan, providing either single repayment fixed term advances or amortisation business term loan facilities
  • To make secure international payments in multiple currencies
  • Covers all major currencies, including Sterling, US dollar and Euro

What is the interest rate?

Can NatWest International change the interest rate?

Yes for Instant Access Deposits

The interest rate is variable and we will write to you to inform you of the change. The rate may increase or decrease for any of the reasons set out in Term 10.3 of the Non-Personal Terms to account for the Bank of England's base rate changes or changes in the rates paid by other banks. If the rates are going down we'll give you at least 60 days' notice. If they are going up, we'll inform you before the change or shortly afterwards. Term 10.3 of the Non-Personal Terms contain details of the notice we'll give you.

Not for Fixed Term Deposits

The rate agreed at the start of the term will not change during the course of the deposit, between the Fixed Term Deposit Start Date and the Fixed Term Deposit Maturity Date.

Common questions

Ready to apply?

Before you apply, we've outlined the eligibility for the account below, along with our terms and conditions so you can make sure it's the right account for you.

You can apply for an account if you are:

  • aged 18 or over.
  • resident in the Channel Islands, Isle of Man or Gibraltar.
  • the owner or director of the business you’re applying on behalf of.

and the business:

  • registered address must be in the Channel Islands, Isle of Man or Gibraltar, and/or be registered for tax purposes in one of those jurisdictions.
  • must have a single layer of ownership with no nominee shareholding structures with all owners, directors or shareholders resident in the Channel Islands, Isle of Man or Gibraltar.
  • cash takings must not exceed 20% of the annual turnover.

Please review our important information

Our important documents give all the detail you need about our account(s). If you carry on applying, it means you're happy with what's in these documents. Please take some time to review, print and/or save the important information.

By proceeding with your application you also agree that you’ll receive your statements in a paperless format. We'll email you when your statements are ready to view in online banking.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Let's get started

To help you apply for a business current account, we'll need to ask a few questions.

Before you continue...

We can open a business current account for the following types of business:

  • Sole trader
  • Partnership
  • Limited Company
  • Limited Liability Partnership
  • Not for Profit Company

If your business type is not listed, please call your local Business Banking support team to discuss your requirements.

Where are you based?
Are you resident in the Channel Islands, Isle of Man or Gibraltar?
Does the legal entity have, or is any way linked to a politically exposed person (PEP)?
Is a family member, close associate or significant controller/beneficial owner a politically exposed person (PEP)?
Are you an existing or new business customer with us?

You can complete your application online

This is the fastest way to complete your application.

Once we receive all your information, we'll review the application and will be in touch.

We may use Mitek, our online identification and security partner, to check your identity. To see which documents are accepted for proof of identity and address, please visit our verify your details webpage.

By starting your application, you consent to the following:

  • Identity verification using our security partner Mitek.

If you'd like to apply over the phone instead, please call:

Channel Islands or Isle of Man
0800 015 1010 (Relay UK: 18001 0800 015 1010)

Gibraltar
0044 800 015 1010

Lines are open ‍Monday ‍to ‍Friday, ‍9am-5pm. Calls from Gibraltar are chargeable at UK calling rate. Calls may be recorded.

Please give us a call to proceed

Jersey: 01534 282961 (Relay UK: 18001 01534 282961)

Guernsey: 01481 703845 (Relay UK: 18001 01481 703845)

Isle of Man: 01624 697741 (Relay UK: 18001 01624 697741)

Gibraltar: 00350 200 14400

Lines are open Monday to Tuesday 9:30am - 4:30pm, Wednesday 10:00am - 4:30pm and Thursday to Friday 9:30am - 4:30pm (except public holidays).

Calls may be recorded.

Call us...

As your business is linked to a politically exposed person (PEP) you need to give us a call to discuss your requirements:

Jersey: 01534 282961 (Relay UK: 18001 01534 282961)

Guernsey: 01481 703845 (Relay UK: 18001 01481 703845)

Isle of Man: 01624 697741 (Relay UK: 18001 01624 697741)

Gibraltar: 00350 200 14400.

Lines are open ‍Monday ‍to ‍Friday, ‍9am-5pm. Calls from Gibraltar are chargeable at UK calling rate. Calls may be recorded.

We're sorry...

Our business current account is only available to applicants resident in the Channel Islands, Isle of Man or Gibraltar.