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Instant Saver
Access to your savings, whenever you need them
To apply you must be; aged 16+ and resident in one of our listed countries.
Why choose an Instant Saver account?
Our Instant Saver account is ideal if you want an everyday savings account that gives you instant access to your savings, while still earning interest.
- Start saving with no minimum deposit
- Earn interest even if you’ve made a withdrawal
- Manage your money 24/7 online or via the app
In detail: Instant Saver
What is the interest rate?
The following rates apply to our Instant Saver account
Can NatWest International change the interest rate?
Yes, the interest rate is variable. The rate may increase or decrease for any of the reasons set out in Term 10.3 of the Personal Banking Account Terms and Fees to account for the Bank of England's base rate changes or changes in the rates paid by other banks. If the rates are going down we'll give you at least 60 days' notice. If they are going up, we'll inform you before the change or shortly afterwards. Term 10.4 of the Personal Banking Account Terms and Fees contain details of the notice we'll give you.
How much could I earn?
Estimated balance after 12 months based on a range of deposits.
Definitions
Annual Equivalent Rate (AER): Stands for the Annual Equivalent Rate. It shows you what the rate would be if interest was paid and compounded each year.
Gross Rate: The interest rate you are paid without the deduction of income tax.
p.a.: Per annum (per year).
Start Date: is the date on which your money is fixed.
Maturity Date: is the date on which your Deposit matures.
Ready to apply?
Before you apply, we've outlined the eligibility requirements for the account below, along with our terms and conditions to make sure it's the right account for you.
Eligibility requirements
To open an Instant Saver account you must be:
- aged 16+ and
- resident in one of our listed countries.
Residential requirements
Our International Banking service can help customers who are resident in the following countries:
Austria, Bahrain, Belgium, Bermuda, Canada, China (Expats only), Denmark, Finland, France, Hong Kong, Kuwait, Norway, Oman, Qatar, South Africa, Sweden, Switzerland, United Arab Emirates, United Kingdom (Non-domiciled only) or the United States of America.
Please note that not all of our products and services are available in all jurisdictions and some are available on a limited basis only due to local regulatory and legal requirements. Contact us to find out more.
Please review our important information
Our important documents give all the detail you need about our account. If you carry on applying, it means you're happy with what's in these documents. Please take some time to review, print and/or save the important information.
Depositor Compensation Schemes
Under the scheme(s) customers are entitled to make only one claim per licensed entity regardless of the number of brands or trading names contained within that licensed entity and customers are entitled to make one claim only per licensed entity in the jurisdiction where the deposits are held.
As NatWest International brand is operated by RBS International it is not licensed in its own right a person with a deposit in NatWest International and a deposit in RBS International would thus only be entitled to make one claim.
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.