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Instant Saver

Access to your savings, whenever you need them

Why choose an Instant Saver account?

Our Instant Saver account is ideal if you want an everyday savings account that gives you instant access to your savings, while still earning interest.

  • Start saving with no minimum deposit
  • Earn interest even if you’ve made a withdrawal
  • Manage your money 24/7 online or via the app

In detail: Instant Saver

What's the interest rate?

The following rates apply to our Instant Saver account until 25 November 2021

Rates applicable from 26 November 2021

The following rates apply to our Instant Saver account from 26 November 2021
Interest rates are variable and are subject to change. Interest is calculated daily and paid on the first business day of each month and at account closure. You can see and access the interest in your account on the following day.

How much could I earn?

Estimated balance after 12 months based on a range of deposits

Estimated balances following the interest rate change on 26 November 2021

These are only examples that do not take into account your individual circumstances. They assume that no further deposits or withdrawals are made; there is no change to the interest rates; and any interest earned stays in the account.

Common questions

Definitions

Annual Equivalent Rate (AER): Stands for the Annual Equivalent Rate. It shows you what the rate would be if interest was paid and compounded each year.

Gross Rate: The interest rate you are paid without the deduction of income tax.

p.a.: Per annum (per year).

Start Date: is the date on which your money is fixed.

Maturity Date: is the date on which your Deposit matures.

Ready to apply?

Before you apply, we've outlined the eligibility requirements for the account below, along with our terms and conditions to make sure it's the right account for you.

Eligibility requirements

To open an Instant Saver account you must be:
  • aged 16+ and
  • resident in one of our listed countries.

Residential requirements

Our International Banking service can help customers who are resident in the following countries:

Austria, Bahrain, Barbados, Belgium, Bermuda, Canada, China, Cyprus, Denmark, Finland, France, Hong Kong, Kuwait, Norway, Oman, Qatar, South Africa, Sweden, Switzerland, United Arab Emirates, United Kingdom, United States of America

Please note that not all of our products and services are available in all jurisdictions and some are available on a limited basis only due to local regulatory and legal requirements. Contact us to find out more.

Please review our important information

Our important documents give all the detail you need about our account. If you carry on applying, it means you're happy with what's in these documents. Please take some time to review, print and/or save the important information.

Depositor Compensation Schemes

Under the scheme(s) customers are entitled to make only one claim per licensed entity regardless of the number of brands or trading names contained within that licensed entity and customers are entitled to make one claim only per licensed entity in the jurisdiction where the deposits are held.

As NatWest International brand is operated by RBS International it is not licensed in its own right a person with a deposit in NatWest International and a deposit in RBS International would thus only be entitled to make one claim.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Request a Call Back

Start your enquiry by completing our quick eligibility questions.

I'm resident in one of the following countries...
Austria, Bahrain, Belgium, Bermuda, Canada, China (Expats only), Denmark, Finland, France, Hong Kong, Kuwait, Norway, Oman, Qatar, South Africa, Sweden, Switzerland, United Arab Emirates, United Kingdom or the United States of America
Will you be depositing £25,000 or more?

Request a Call Back

Please complete and submit our Call Back form and a member of our team will be in touch to talk about your International Banking needs.

Are you intending to mandate your salary of at least £40,000 to us?

Request a Call Back

Please complete and submit our Call Back form and a member of our team will be in touch to talk about your International Banking needs.

We're sorry...

Unfortunately we are only able to offer products to customers who meet these eligibility requirements.

Should your circumstances change, please contact us.

We're sorry...

Unfortunately due to legal and regulatory requirements, we are only able to offer products to customers resident in our listed countries.

Should your circumstances change, please contact us.