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Instant Saver account

Instant access savings account that lets you move money easily

If you're living abroad or moving to the UK, we might be able to help.

To apply for this account, you must be aged 16 or over, have a current account with us and reside in an eligible country. To set up and maintain your banking with NatWest International, you must keep a minimum balance of £25,000 with us (or the equivalent in another currency). 

Why choose an Instant Saver account?

Our Instant Saver account is perfect for you if you want a savings account that lets you access your money anytime while earning interest.

  • Start saving with no minimum deposit.
  • Earn interest even if you’ve made a withdrawal.
  • Manage your money 24/7, online or using our app.

Please remember, our savings accounts are only available to customers who have a current account with us.

Summary Box

Account name: Instant Saver account

What is the interest rate?

The interest you earn depends on the amount you saved over the course of the year. Interest rates are variable and subject to change.

Can NatWest International change the interest rate?

Yes, the rate is variable. We can change rates for any of the reasons set out in section 10.3 of the Personal Banking Account Terms and Fees such as responding to a change in the Bank of England’s base rate.

If rates are going down, we’ll give you at least 60 days’ notice. If rates are going up, we’ll tell you before the change or at the earliest opportunity afterwards. For more details, please read section 10.4 of the Personal Banking Account Terms and Fees.

What would the estimated balance be after 12 months based on a range of deposits?

The amount you deposit into your account determines the interest you earn over the year. Refer to the table below for estimated interest.

How do I open and manage my account?

How to open your account

  • Apply to open an account by completing our call back form.
  • No minimum deposit is required to open the account and no minimum deposit needs to be made on a regular basis.
  • There is no maximum balance limit.

Managing your account

  • You can manage your account on our mobile app, online or by telephone.
  • You can pay money into your account at one of our cash deposit machines.
Information Message

To open a savings account, you need to have a current account with us. You also need to be aged 16 or over and reside in an eligible country. To set up and maintain your banking with NatWest International, you must keep a minimum balance of £25,000 with us (or the equivalent in another currency). 

Can I withdraw money?

Yes, Instant Saver is an instant access savings account so you can withdraw your money at any time without giving notice.

You can withdraw money:

  • in branch.
  • by transfer to an account held with us or another bank (online, by telephone or on the mobile app).
  • up to £250 per day at a cash machine.

There are daily limits on the amount you can transfer from your account online, by telephone or mobile banking. You can check our current daily limits and how to withdraw more than them can be found in our support centre or by contacting telephone banking.

Additional information

Annual Equivalent Rate (AER) shows the interest rate if interest is paid and compounded once each year. AER helps you to compare the rates of interest on different accounts.

Gross means the interest rate you are paid on your savings with no compounding.

p.a. Per annum (per year).

Compound interest is interest that is paid on your original savings deposit plus any interest you’ve already earned.

How to apply

Before you apply for an Instant Saver account, we’d like to meet with you to better understand your banking needs. Please review the eligibility, important information, and how your information is used to make sure this account is right for you.

Who is eligible to apply?

You can apply for an Instant Saver account if you:

  • are aged 16 or over and reside in an eligible country.
  • have a NatWest International current account.

To set up and maintain your banking with NatWest International, you must keep a minimum balance of £25,000 with us (or the equivalent in another currency). 

Information Message

If you're resident in the Channel Islands, Isle of Man or Gibraltar, please visit our Personal Banking section.

Please review our important information

If you continue to request a call back, you’re confirming that you’ve been provided with and have acknowledged our important documents. By proceeding with your application you also agree that you’ll receive your statements in a paperless format. We'll email you when your statements are ready to view in online banking.

How your information might be used

We want you to feel confident about how your information is used and shared. Before you continue, please read our privacy notice.

Book a meeting with us

We’d like to meet with you before you apply for an account, so we can understand your banking needs.

To get started, let’s review our eligibility criteria.

Are you eligible to apply?
To apply, you must be aged 16 or over, have a current account with us and reside in an eligible country. To set up and maintain your banking with NatWest International, you’ll need to keep at least £25,000 with us, or the equivalent in another currency.

Request a call back

Please complete and submit our call back form.

A member of our team will be in touch within 3 business days to discuss your international banking needs.

Calls may be recorded.

We're sorry...

Our international products and services are only available if you meet our eligibility criteria.