International Cash Management

Manage your savings in more than one currency

Why choose an International Cash Management account?

An account to manage multiple currencies and foreign currency transactions with both instant access and fixed term savings pots; allowing you to flex your savings to your needs.

  • You can transfer money between currencies
  • The fixed term savings pot allows you to know in advance what your savings will earn over a term to suit you - either two, three, six or twelve months
  • The instant access pot gives you the flexibility to withdraw your savings at any time
  • All deposit types are available in Sterling, US Dollar, Euros and other currencies

In detail: International Cash Management account

What interest rate could I expect?

Interest rates vary between currencies. Please contact us for more information on the rates currently available.

Can NatWest International change the interest rate?

Yes for Instant Access Deposits

The interest rate is variable and we will write to you to inform you of the change. The rate may increase or decrease for any of the reasons set out in Term 10.3 of the Personal Banking Account Terms and Fees to account for the Bank of England's base rate changes or changes in the rates paid by other banks. If the rates are going down we'll give you at least 60 days' notice. If they are going up, we'll inform you before the change or shortly afterwards. Term 10.4 of the Personal Banking Account Terms and Fees contain details of the notice we'll give you.

Not for Fixed Term Deposits

The rate agreed at the start of the term will not change during the course of the deposit, between the Fixed Term Deposit Start Date and the Fixed Term Deposit Maturity Date. Contact us for more information.

Common Questions


Annual Equivalent Rate (AER): This is a notional rate used for interest bearing accounts, which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.

Gross Rate: The interest rate you are paid without the deduction of income tax.

p.a.: Per annum (per year).

Start Date: is the date on which your money is fixed.

Maturity Date: is the date on which your Deposit matures.

Ready to apply?

Before you apply, we've outlined the eligibility requirements for the account below, along with our terms and conditions to make sure it's the right account for you.

Eligibility requirements

To open an International Cash Management account you must:

  • be aged 16+ 
  • reside in one of our listed countries (below)
  • open the account with a minimum deposit of £5,000 or $10,000

Residential requirements

Our International Banking service can help customers who are resident in the following countries:












Hong Kong





South Africa




United Arab Emirates

United Kingdom

United States of America

Please note that not all of our products and services are available in all jurisdictions and some are available on a limited basis only due to local regulatory and legal requirements. Contact us to find out more.

Please review our important information

Our important documents give all the detail you need about our account and we recommend that you read them before contacting us.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Contact us to apply

Request a Call Back

Enter your details into our Call Back form and our team will be in touch at your preferred time of day.

By phone

If you'd like to apply find out more, please contact us on +44 1534 282167.

Our lines are open Monday to Friday 9am-5pm GMT, except bank holidays.