International Premium Saver

Earn bonus interest when leaving your savings untouched

Why choose an International Premium Saver account?

  • Earn bonus interest on balances between £25,000 - £1 million when you make no withdrawals
  • Instant access to your savings when you need them
  • Exclusively available to our current account customers

In detail: International Premium Saver

What's the interest rate?

With Bonus Interest: no withdrawals are made in a month

Without Bonus Interest: one or more withdrawals are made in a month

Interest is paid on a tiered basis which means you'll earn one rate on your entire account balance. If, for example, you hold £150,000 in your account and you have satisfied the bonus condition, your interest rate for that monthly bonus period will be 0.20% AER/Gross p.a. on your entire account balance. You can find details of the bonus condition in the Additional information section. Interest is calculated daily and paid on the first business day of the month and at account closure. You’ll be able to see and access the interest in your account on the following day.

How much interest could I earn?

Estimated balance after 12 months, based on a range of deposits

No withdrawals made in any month: bonus condition is met

These are only examples that do not take into account your individual circumstances. They assume that no further deposits or withdrawals are made; there is no change to the interest rates; and any interest earned stays in the account.

Can NatWest International change the interest rate?

Yes, the interest rate is variable. The rate may increase or decrease for any of the reasons set out in Term 10.3 of the Personal Banking Account Terms and Fees to account for the Bank of England's base rate changes or changes in the rates paid by other banks. If the rates are going down we'll give you at least 60 days' notice. If they are going up, we'll inform you before the change or shortly afterwards. Term 10.4 of the Personal Banking Account Terms and Fees contains details of the notice we'll give you.

What's the interest rate?

One withdrawal of £50 made each month: bonus condition is not met for the whole year

These are only examples that do not take into account your individual circumstances. They assume that no further deposits or withdrawals are made; there is no change to the interest rates; and any interest earned stays in the account.

Can I withdraw or transfer money?

Yes, International Premium Saver is an instant access savings account which means that you can withdraw, transfer or access your money at any time. However, if you make one or more withdrawals, you will not earn bonus interest on any applicable balance for that calendar month.

You can withdraw or transfer money:

  • online
  • via telephone banking 
  • or the mobile app

There are daily limits on the amount you can transfer from your account online, by telephone or mobile banking. You can find out the current daily limits by contacting us

Charges vary depending on the amount and currency and how the payment is initiated. Please refer to our Personal Banking Account Terms and Fees Brochure for more detail.

Common questions


Annual Equivalent Rate (AER): This is a notional rate used for interest bearing accounts, which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.

Gross Rate: The interest rate you are paid without the deduction of income tax.

p.a.: Per annum (per year).

Start Date: is the date on which your money is fixed.

Maturity Date: is the date on which your Deposit matures.

Ready to apply?

Before you apply, we've outlined the eligibility requirements for the account below, along with our terms and conditions to make sure it's the right account for you. If you're happy, we'll run through a few quick questions to make your application as easy as possible.

How do I open and manage my account?

  • You must be aged 16 years or over, and have a current account with us (or apply for one at the same time as opening your savings account), to open an International Premium Saver account.
  • You can only have one International Premium Saver Account in your sole name, and only one International Premium Saver Account in joint names with another person.
  • You can open your account by contacting us.
  • No minimum deposit is required to open the account; you do not need to pay money in on a regular basis; and there is no maximum balance limit.
  • However, to earn the bonus rate of interest in each monthly bonus period, your account balance must be between £25,000 – £1,000,000 and you must not make any withdrawals in that month.

Residential requirements

Our International Banking service can help customers who are resident in the following countries:












Hong Kong





South Africa




United Arab Emirates

United Kingdom

United States of America

Please note that not all of our products and services are available in all jurisdictions and some are available on a limited basis only due to local regulatory and legal requirements. Contact us to find out more.

Please review our important information

Our important documents give all the detail you need about our account and we recommend that you read them before contacting us.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Contact us to apply

Request a Call Back

Enter your details into our Call Back form and our team will be in touch at your preferred time of day.

By phone

If you'd like to apply please contact us on +44 1534 282167.

Our lines are open Monday to Friday 9am-5pm GMT, except bank holidays.