An overdraft could help your business boost its cash flow when it matters, or help when an unexpected cost comes along.
Tick Pay interest only on the amount you borrow
Tick No set minimum to pay back each month
Tick Ideal for unexpected bills or emergencies
If you don't need the money right away, you can access it at any time within the overdraft term. You won’t be charged any interest if you don't use your agreed limit. For existing NatWest International customers for up to 12 months.
The arrangement fee you pay will depend on your overdraft amount. Details of the fees are displayed in the table.
The interest rate for an overdraft will be specifically catered for your business and you will be informed of this prior to completing your application.
Security may be required.
Overdraft amount |
Arrangement fee |
Business Buffer Zone (£500) |
£50 |
Low Value Overdraft (£501 to £1,500) |
£100 |
Standard Overdraft (£1,501+) |
1.5% (min £150) |