Business guides

Managing your business finances

Breaking even

The first financial target of any business is to break even - that is to cover all the costs incurred by the business.

Forecasting sales

Every business needs to forecast sales and then use the information to budget effectively.

Keeping costs down

Good cost control is part of effective financial control, check your figures regularly.

Managing cash flow

For your business to be successful, you need to ensure that your income exceeds your expenses.

Raising capital

An early challenge for anyone about to start in business is to convince investors or lenders to invest and lend you money.

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Information Message

To apply you must be 18+, an existing NatWest International Business account holder and resident in the Channel Islands, Gibraltar or the Isle of Man. Your business must be registered in the Channel Islands, Gibraltar or the Isle of Man. 

Security may be required. Product fees may apply.  Subject to status, business use only.  Any property or assets used as security, which may include your home, may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.

Business overdraft

Let us give you the security you need of a financial cushion for any unexpected moments like urgent repairs.

Benefits include:

  • Only pay interest on what you borrow
  • No set minimum to pay back each month
  • Ideal for unexpected bills or emergencies
Information Message

Business Variable Rate Loan

Our variable rate loan could help fund your business’ next venture like a remodel or equipment purchases.

  • No early repayment charges
  • Flexible repayment terms are between 3 months to 25 years
  • Various repayment options and repayment holidays available
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