Helping you move towards a greener future
Available to over 18s resident in one of our listed countries on selected products for UK properties with a valid energy performance certificate (EPC) rating of A or B.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Buying an energy-efficient UK property?
At NatWest International, we want to help reduce carbon emissions and reward customers who try to do the same.
Green Mortgages reward you for purchasing an energy efficient property, offering a reduced rate on selected mortgages for a fixed period of two years.
Your UK property requires to have a valid Energy Performance Certificate (EPC) rating of A or B to be eligible for this offer.
Buying a property in the Channel Islands, Isle of Man or Gibraltar? Please visit our Personal mortgage section.
Mortgages are offered by The Royal Bank of Scotland International Limited trading as NatWest International (NatWest International). Mortgages on UK properties may not be available to residents of all countries. Fixed rate mortgages are subject to availability. The Bank reserves the right to withdraw the rates offered without notice.
UK Buy to Live Green Mortgages
Representative example - Fixed rate
A mortgage of £200,000 payable over 25 years initially on a fixed rate for 2 years at 3.78% and then our variable rate of 4.75% for the remaining 23 years would require 24 monthly payments of £1,030.53 and 276 payments of £1,131.10. The total amount payable would be £336,916.32 made up of the loan amount of £200,000 plus interest of £136,916.32. A product fee of £1,500, a valuation fee of £255 and a CHAPS fee of £30 are also payable.
The overall cost for comparison is 4.7% APRC representative.
All figures provided are for illustrative purpose only. This is not a formal quotation or a commitment to lend. This will be dependent on your financial situation, property value and the size of your deposit or equity.
Mortgages are offered by The Royal Bank of Scotland International Limited trading as NatWest International (NatWest International). Mortgages on UK properties may not be available to residents of all countries. Fixed rate mortgages are subject to availability. The Bank reserves the right to withdraw the rates offered without notice.
New applications must be submitted via an FCA regulated Mortgage Broker.
UK Buy to Let Green Mortgages
All figures provided are for illustrative purpose only. This is not a formal quotation or a commitment to lend. This will be dependent on your financial situation, property value and the size of your deposit or equity.
You must currently own no more than 9 Buy to Let properties and your maximum borrowing amount cannot exceed £3.5 million. Buy to Let properties are subject to a minimum purchase price of £150,000.
Mortgages are offered by The Royal Bank of Scotland International Limited trading as NatWest International (NatWest International). Mortgages on UK properties may not be available to residents of all countries. Fixed rate mortgages are subject to availability. The Bank reserves the right to withdraw the rates offered without notice.
How do I find an energy certificate?
To be eligible for a UK Green mortgage, your property requires to have a valid Energy Performance Certificate rating of A or B.
For properties in England, Wales or Northern Ireland you can confirm if a property has an energy certificate using the GOV.UK website.
Talk to our mortgage team
We can help our local and internationally based customers purchase a property in the UK if they are resident in one of the following countries:
Bahrain, Bermuda, Canada, China (Expats only), Denmark, France, Germany, Gibraltar, Guernsey, Hong Kong, India (Expats only), Isle of Man, Jersey, Kuwait, New Zealand, Norway, Oman, Qatar, Singapore (Expats only), Sweden, Switzerland, United Arab Emirates, United Kingdom, United States of America.
To contact us please select one of the following options:
Some of our mortgage products are available on a limited basis only, due to local regulatory and legal requirements. This country list is subject to change.