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Cash Management account

Manage your savings across multiple currencies

If you're living abroad or moving to the UK, we might be able to help.

To apply for this account, you must be aged 16 or over and reside in an eligible country. To set up and maintain your banking with NatWest International, you must keep a minimum balance of £25,000 with us (or the equivalent in another currency).

Why choose a Cash Management account?

Our Cash Management account lets you hold different currencies, including sterling, all in one place. With this account, you can:

  • Make payments in sterling and other currencies.
  • Receive payments in sterling and international currencies.
  • Handle foreign exchange transactions.
  • Manage Fixed Term Deposits in GBP, USD, and EUR.

You’ll need a Cash Management account to set up a Fixed Term Deposit.

Information Message

To apply for this account, you must be aged 16 or over and reside in an eligible country. To set up and maintain your banking with NatWest International, you must keep a minimum balance of £25,000 with us (or the equivalent in another currency).

Check if you are eligible Open in new window

In detail

Account name: Cash Management account

What interest rate could I expect?

Interest rates vary between currencies. Please contact us for more information on the rates currently available.

Can NatWest International change the interest rate?

Yes, for instant access deposits

The interest rate is variable and we will write to you to inform you of the change. The rate may increase or decrease for any of the reasons set out in Term 10.3 of the Personal Banking Account Terms and Fees to account for the Bank of England's base rate changes or changes in the rates paid by other banks. If the rates are going down we'll give you at least 60 days' notice. If they are going up, we'll inform you before the change or shortly afterwards. Term 10.4 of the Personal Banking Account Terms and Fees contain details of the notice we'll give you.

Not for Fixed Term Deposits

The rate agreed at the start of the term will not change during the course of the deposit, between the Fixed Term Deposit Start Date and the Fixed Term Deposit Maturity Date.

Common Questions

Fixed Term Deposits

With a Fixed Term Deposit you can enjoy a fixed rate of interest for a specified period. This means, you’ll always know how much your money will grow.

  • Start saving from £5,000, €5,000 or $10,000
  • Select from 3, 6, or 12 month terms, with a 2-year option available for sterling deposits
  • Available in Sterling, Euros or US Dollars
Information Message

You must be aged 16 or over and resident in an eligible country. Minimum deposit requirements apply. Early withdrawals or account closure before the Maturity Date of a Fixed Term Deposit are not permitted. To open a Fixed Term Deposit, you'll need a Cash Management account.

More about Fixed Term Deposits Open in new window

Definitions

Annual Equivalent Rate (AER) shows the interest rate if interest is paid and compounded once each year. AER helps you to compare the rates of interest on different accounts.

Gross means the interest rate you are paid on your savings with no compounding.

p.a. Per annum (per year).

Compound interest is interest that is paid on your original savings deposit plus any interest you’ve already earned.

How to apply

Before you apply for a Cash Management account, we’d like to meet with you to better understand your banking needs.

Please review the eligibility, important information, and how your information is used to make sure this account is right for you.

Who is eligible to apply?

You can apply for a Cash Management account if you:

  • are aged 16 or over.
  • are resident in an eligible country.

To set up and maintain your banking with NatWest International, you must keep a minimum balance of £25,000 with us (or the equivalent in another currency). 

Information Message

If you're resident in the Channel Islands, Isle of Man or Gibraltar, please visit our Personal Banking section.

Check if you are eligible Open in new window

Please review our important information

All accounts opened will be based in Jersey and are bound by Jersey Law.

If you continue to apply, you’re confirming that you’ve been provided with and have acknowledged our important documents. By proceeding with your application you also agree that you’ll receive your statements in a paperless format. We'll email you when your statements are ready to view in online banking.

How your information might be used

We want you to feel confident about how your information is used and shared. Before you continue, please read our privacy notice.

Depositor Compensation Schemes

Under the scheme(s) customers are entitled to make only one claim per licensed entity regardless of the number of brands or trading names contained within that licensed entity and customers are entitled to make one claim only per licensed entity in the jurisdiction where the deposits are held.

Therefore as NatWest International brand is operated by RBS International it is not licensed in its own right. A person with a deposit in NatWest International and a deposit in RBS International would thus only be entitled to make one claim.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Are you ready to apply?

Our international accounts and services are only available to residents in certain countries and regions.

To get started, let’s review our eligibility criteria.

Continue
Are you eligible to apply?
To apply, you must be aged 16 or over and reside in an eligible country. To set up and maintain your banking with NatWest International, you’ll need to keep at least £25,000 with us, or the equivalent in another currency.
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Do you already bank with us?
Please tell us if you already hold a NatWest International bank account.
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Request a call back

Please complete and submit our call back form.

A member of our team will be in touch within 3 business days to discuss your international banking needs.

Calls may be recorded.

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Arrange a call back
Is this account just for you, or is it a joint application?
Please let us know if you’re applying for an account for yourself, or if this will be a joint account with someone else.
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Are you applying using a mobile device?
To confirm your identity, we’ll ask you to take a photo of your ID and a quick selfie. Unfortunately, webcams on computers or laptops often aren’t good enough to complete these checks.
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You're ready to apply

Please have your passport and proof of address ready as you'll need these to complete your application.

Make sure the full name you enter on your application matches exactly the name on your photo ID.

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Start your application

Start your application on your phone or tablet

To apply, you'll need to use your phone or tablet to:

  • Take photos of important documents, like your passport
  • Take a selfie to confirm it's really you

To get started, please scan the QR code with your mobile device to open our online application form.

How to scan a QR code

  • If you’re using an Apple device, open the camera app, point it at the QR code, then tap the prompt to open natwestinternational.com.
  • If you’re on Android, open the camera app, point it at the QR code, and follow the instructions.

If nothing happens, you might need to download a free QR code scanner from the App Store or Google Play.

Previous
Are you applying using a mobile device?
To confirm your identity, we’ll ask you to take a photo of your ID and a quick selfie. Unfortunately, webcams on computers or laptops often aren’t good enough to complete these checks.
Previous
Next

You're ready to apply

Please have your passport and proof of address ready as you'll need these to complete your application.

Make sure the full name you enter on your application matches exactly the name on your photo ID.

Previous
Start your application

Start your application on your phone or tablet

To apply, you'll need to use your phone or tablet to:

  • Take photos of important documents, like your passport
  • Take a selfie to confirm it's really you

To get started, please scan the QR code with your mobile device to open our online application form.

How to scan a QR code

  • If you’re using an Apple device, open the camera app, point it at the QR code, then tap the prompt to open natwestinternational.com.
  • If you’re on Android, open the camera app, point it at the QR code, and follow the instructions.

If nothing happens, you might need to download a free QR code scanner from the App Store or Google Play.

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We're sorry...

Our international products and services are only available if you meet our eligibility criteria.

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