To apply, you'll need to be 18 or over and an owner or director of the business. The business must be registered and trading in the Channel Islands, Isle of Man or Gibraltar, and at least one controlling party must be resident in one of these locations. Finance is subject to status. Security may be required. Product fees may apply. Business use only.
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Commercial Lite Portfolio
Our Commercial Lite Portfolio offers simple and effective financial solutions for businesses with moderate capital needs and straightforward operations.
- Small to medium-sized businesses, looking for simple financing to support daily operations.
- Businesses needing moderate funding to grow and expand.
Key features include:
- Flexible credit facilities: Customised loan options such as lines of credit and term loans to support your working capital and business growth. Includes committed overdrafts, guarantees, and standby letters of credit.
- Relationship Management: A dedicated team providing expert advice and support for your daily banking needs.
- Account support: Assistance with account openings and any necessary changes, ensuring smooth and hassle-free service.
It is designed for clients who want affordable and easy-to-manage financing without the complexity of larger corporate type facilities.
Commercial Portfolios
Our Commercial Portfolios provide dedicated support for larger, more complex businesses with customised requirements.
- Medium to large trading businesses, looking for simple financing to more complex loans tailored to their specific industry and business needs.
Key features include:
- Flexible credit facilities: Customised loan products, including tailored credit and contingent obligations, designed to support your working capital and business growth.
- Relationship Management: Access to experienced professionals who offer guidance and support for your daily banking needs across the NatWest Group.
- Executive sponsor engagement: Direct involvement from RBS International senior management during visits to your jurisdiction, ensuring high-level support and visibility.
We collaborate closely with other NatWest Group sectors to offer detailed technical advice when exploring financing options.
Corporate Portfolio
Our Corporate Portfolio is designed to provide dedicated support for our largest and most complex businesses with customised needs.
- Large trading businesses, ranging from established local family offices or local government departments, to FTSE 100 companies based locally.
Key features include:
- Flexible credit facilities: Tailored loan products, including term loans, revolving credit facilities (RCF), and lines of credit to support your working capital and business growth.
- Syndication and Private Placement: Solutions designed to meet your larger senior debt requirements, helping to secure the best outcomes for your business.
- Relationship Management: Access to a dedicated team of professionals who offer expert advice and support for your everyday banking needs across the NatWest Group.
- Executive sponsor engagement: Senior management from RBS International will engage directly during visits to your jurisdiction, providing high-level support and visibility.
We work closely with other NatWest Group sectors to help you explore financing options that require detailed technical expertise.
Real Estate Finance
We offer a full range of real estate finance solutions designed to support different property ventures.
Funding options include:
- Property development: Our Real Estate Finance Development Loan helps you build or refurbish residential or commercial properties.
- Property investment: Our Real Estate Finance Investment Loan is ideal if you want to invest in or refinance property that will be tenanted.
- Relationship Management: Access to experienced professionals who offer guidance and support for your daily banking needs across the NatWest Group.
Whether your business is developing residential or commercial properties, investing in commercial real estate, or refinancing existing property assets, NatWest International can provide flexible funding options tailored to your needs.
We’re here to help
Whether you already bank with us or are looking to get started, we’re here to help you find the right solution for your business.
- Already banking with us?
Speak with your Relationship Director for any day-to-day queries or to discuss your longer-term plans. - Considering becoming a customer?
Complete our callback form and we'll get back to you within one working day to talk through your business needs.