You can apply for a business savings account if you’re 18 or over and an owner or director of the business. The business must be registered and trading in the Channel Islands, Isle of Man or Gibraltar, and at least one controlling party must be resident in one of these locations.
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Which savings option suits your business needs?
Every business has a different plan for its cash. Maybe you want to keep funds close to hand for day‑to‑day needs, or maybe you're looking to set aside surplus cash for a stronger return.
It’s worth thinking about when you'll need access to your money and how predictable you want your returns to be. That'll help point you towards the right solution for your working capital or longer‑term reserves.
If you'd like to chat through what might work best for your business, we’re here to help.
Business Reserve account
A simple savings account with instant access
- Access your savings instantly whenever you need them
- Available in GBP only
- No maximum balance
- Interest is calculated daily and paid monthly
Information Message
Information Message
To open a Business Reserve account, you must have a business current account or a Business Cash Management account with us.
Cash Management account
Manage funds across multiple currencies
- Earn interest on balances in GBP, EUR and USD
- Hold multiple currencies under one account
- Make sterling and international payments
- Manage Notice and Fixed Term Deposits
Information Message
Information Message
Available to eligible customers aged 18 or over with a business that is registered and trading in the Channel Islands, Isle of Man or Gibraltar. Account maintenance charge applies.
Notice Deposits
Earn more interest when you give notice before withdrawing
- Choose from 35, 60 and 90 day notice periods
- Available in GBP, EUR and USD
- Minimum deposit 25,000 per currency
- No withdrawals are permitted without the required notice
Information Message
Information Message
To open a Notice Deposit, you must have a Business Cash Management account.
Fixed Term Deposits
Get a guaranteed return when you choose a fixed term
- Terms from 1 to 12 months
- Available in GBP, EUR and USD
- Minimum deposit £25,000 (or the currency equivalent)
- You can’t add to or withdraw from the deposit until the term ends
Information Message
Information Message
To open a Fixed Term Deposit, you must have a Business Cash Management account with us.
Make more of your business savings
Whether you already bank with us or are looking to get started, we’re here to help you find the right solution for your business.
- Already banking with us?
Speak with your Relationship Director for any day-to-day queries or to discuss your longer-term plans. - Considering becoming a customer?
Complete our callback form and we'll get back to you within one working day to talk through your business needs.