First Reserve

£1 is all it takes - simple to open an account and no minimum balance

Quarterly interest - paid directly into your account

No withdrawal penalties - there's no charge when you make withdrawals

Cash machine withdrawals - at almost every UK cash machine

Shops and services - your cashcard is also a debit card, so you can make purchases with it

Easy to manage - in-branch, online or over the phone

Easy to make transfers - it couldn't be easier to move money between First Reserve and your other NatWest accounts

Get saving - and watch your money grow

Full copies of the interest rates and terms and conditions that apply to our savings accounts can be downloaded from our terms and conditions page.

Throughout this page, you'll see various terms being used. Here's what they mean:

Annual Equivalent Rate (AER) - This is a notional rate used for interest bearing accounts, which illustrates what the gross credit interest rate (excluding any bonus interest payable) would be if paid and compounded on an annual basis. It helps you to compare the effective rates of credit interest on different accounts.

p.a. - per annum (per year).