30 Day Bonus Reserve

Annual bonus - earn an extra 0.50% gross interest when you make less than four withdrawals over a year

Interest paid annually - directly into your account, or another NatWest International account you hold at the same branch

Just 30 days' notice - whenever you want to make a withdrawal

Instant access - withdraw money if you need it, subject to a charge equivalent to 30 days' interest

Save from £2,000 - with no maximum balance

Tiered interest rates - the higher your account balance, the more interest you earn

A regular savings plan too - set up a standing order and make payments into your account every month

Online, in-branch and phone - manage your account in a way that suits you

Easy transfers - it's simple to move money to and from your other NatWest accounts and your savings account

Full copies of the fees and terms and conditions that apply to our personal accounts can be downloaded from our terms and conditions page.

Current savings rates

Including bonus

A conditional interest bonus of 0.50% gross per annum
Account Interest is paid annually at the end of March and is calculated on the daily cleared credit balance, provided that no more than four withdrawals are made per year.

Excluding bonus

Interest paid annually
Note: withdrawals require 30 day notice
Last updated on: 24/07/09

Common definitions

Throughout this page, you'll see various terms being used. Here's what they mean:

Annual Equivalent Rate (AER) - This is a notional rate used for interest bearing accounts, which illustrates what the gross credit interest rate (excluding any bonus interest payable) would be if paid and compounded on an annual basis. It helps you to compare the effective rates of credit interest on different accounts.

p.a. - per annum (per year).