Fixed Term savings | Premier Banking | NatWest International

Fixed Term savings

Fixed interest rate for a fixed term

Call us to apply
Premier Banking team Get in touch

To speak to a member of the Premier Banking team please call:


Jersey: 01534 282961
Guernsey: 01481 703870
Isle of Man: 01624 697741
Gibraltar: 00350 200 52761

Lines are open Monday to Friday 9am-5pm except bank holidays. If outside of these hours, please leave a message and we will call you back as soon as possible.

Not a Premier Banking customer?
You can find out more about becoming a Premier Banking customer on the Our Service page.

Compare our savings accounts

You must be aged 16 or over to open a Fixed Term Deposit.



Choose a term that works for you
Available in 6, 9 or 12 month terms



Manage your savings
With a Cash Management account



Know what your savings will earn
With a fixed interest rate

Premier Banking Fixed Term Deposit

We understand the importance of your short, medium and long term planning and our range of Fixed Term Deposits are geared to make the most of your prosperity and wealth.

You can choose from a 6 month, 9 month or 12 month term to suit your needs and with a fixed term of interest you can know in advance what your savings will earn.

What is the interest rate?

6 months

Balance Annual Equivalent Rate (AER) Gross p.a. (fixed)
£5,000 - £99,999 1.00% 1.00%
£100,000 - £249,999 1.05% 1.05%
£250,000 - £499,999 1.10% 1.10%
£500,000 - £749,999 1.15% 1.15%
£750,000 - £4,999,999 1.20% 1.20%

9 months

Balance Annual Equivalent Rate (AER) Gross p.a. (fixed)
£5,000 - £99,999 1.05% 1.05%
£100,000 - £249,999 1.10% 1.10%
£250,000 - £499,999 1.15% 1.15%
£500,000 - £749,999 1.25% 1.25%
£750,000 - £4,999,999 1.30% 1.30%

12 months

Balance Annual Equivalent Rate (AER) Gross p.a. (fixed)
£5,000 - £99,999 1.10% 1.10%
£100,000 - £249,999 1.15% 1.15%
£250,000 - £499,999 1.20% 1.20%
£500,000 - £749,999 1.30% 1.30%
£750,000 - £4,999,999 1.40% 1.40%

The need-to-knows

Interest rates may vary depending on deposit term.

Interest is calculated daily and paid at maturity.

We also offer our Fixed Term Deposits in a variety of major currencies, other than Sterling. The interest rates for our currency Fixed Term Deposits change on a daily basis, please call us or visit your local branch for the latest rates.

Fixed term examples

6 month fixed term

Amount fixed at
start date
Balance at
maturity date
Interest earned
£5,000 £5,025 £25
£100,000 £100,525 £525
£250,000 £251,375 £1,375
£500,000 £502,875 £2,875
£750,000 £754,500 £4,500

12 month fixed term  

Amount fixed at
start date
Balance at
maturity date
Interest earned
£5,000 £5,055 £55
£100,000 £101,150 £1,150
£250,000 £253,000 £3,000
£500,000 £506,500 £6,500
£750,000 £760,500 £10,500


These are only examples and do not take into account your individual circumstances. The examples assume that interest is paid into your Cash Management account.

Add your signposting title here… Frequently asked questions

Definitions

Annual Equivalent Rate (AER)
- This is a notional rate used for interest bearing accounts which illustrates what the gross credit interest rate (excluding any bonus interest payable) would be if paid and compounded on an annual basis. It helps you to compare the effective rates of credit interest on different accounts.

Gross
is the interest rate paid before the deduction of tax

p.a
per annum (per year)

Start Date
is the date on which your money is fixed

Maturity Date
is the date on which your Deposit matures

Important information

We want to make sure that you have all the information you need before you open an account, please take some time to read or download and save these documents.

Premier Banking We're here to help...
Call us to apply
Premier Banking team Get in touch

To speak to a member of the Premier Banking team please call:


Jersey: 01534 282961
Guernsey: 01481 703870
Isle of Man: 01624 697741
Gibraltar: 00350 200 52761

Lines are open Monday to Friday 9am-5pm except bank holidays. If outside of these hours, please leave a message and we will call you back as soon as possible.

Not a Premier Banking customer?
You can find out more about becoming a Premier Banking customer on the Our Service page.

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