Home Insurance | Premier Banking | NatWest International


Home Insurance

Cover for your home and valuables arranged through Natwest UK

NatWest Premier Insurance is available to residents in the Channel Islands, Isle of Man and the UK. Buildings and Contents cover subject to terms and conditions.

NatWest Premier Insurance is introduced (for all call centre sales) by The Royal Bank of Scotland International Limited trading as NatWest International. NatWest Premier Insurance is underwritten by U K Insurance Limited. The Premier Insurance team are accredited by the Chartered Institute of Insurers. 

Tailored cover for your home and it's belongings

Get a comprehensive level of buildings and contents cover - with accidental damage cover automatically included. Specialist cover for valuable items, such as jewellery or fine art; without needing to list individual items worth less than £10,000.

  • Buildings cover

  • Contents cover

  • Also included

Buildings cover

Unlimited buildings cover with accidental damage included as standard for any unexpected mishaps. Subject to terms and conditions.

Included as standard:

  • Unlimited cover to repair or to rebuild the house.
  • Unlimited cover for alternative accommodation whilst insured repairs are carried out if your home is unfit to live in. A valid claim has to be made.
  • Full accidental damage including DIY disasters.

Contents cover

Unlimited cover with accidental damage and worldwide cover for up to 60 days included as standard. Subject to terms and conditions.

Included as standard:

  • Worldwide cover for up to 60 consecutive days for belongings stored securely away from your home and personal possessions taken outside your home (e.g. cameras, jewellery and bicycles). No single item limit (except for jewellery / valuables).
  • Replace possessions and no deductions for wear and tear. Plus matching items as standard.
  • Lost money up to £2,500.


  • Data replacement to cover purchased download information up to £5,000.
  • Accidental damage to home entertainment equipment including laptops, TVs and tablet devices.

Also included

Business equipment

Included up to £15,000. Subject to a limit of up to £2,500 for any one item or for stock.

Amendments or cancellations

No admin fees for mid-term amendments or cancellation.

Talk to the experts

You can reach the Premier Insurance team on:

Telephone: 0800 533 5266
Minicom: 0800 404 6161

Lines are open Mon to Fri 8am - 8pm, Sat 9am - 5pm.
Excluding public holidays.

Calls may be recorded.

Make a claim

To make a claim, call the dedicated claims team.

0800 533 5205

You can call 24 hours a day, 7 days a week. Calls may be recorded.

Having your Premier Insurance policy reference number ready isn't essential but can make the process a little quicker.

Let us call you

Tell us the best number to reach you on and our Premier Insurance team will call you back at a time that suits you. 

Book a call back
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Get in touch
Premier Banking team Get in touch

To speak to a member of the Premier Banking team please call:

Jersey: 01534 282961
Guernsey: 01481 703870
Isle of Man: 01624 697741
Gibraltar: 00350 200 52761

Lines are open Monday to Friday 9am-5pm except bank holidays. If outside of these hours, please leave a message and we will call you back as soon as possible. Calls may be recorded.

Not a Premier Banking customer?
You can find out more about becoming a Premier Banking customer on the Our Service page.

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