Car Insurance | Premier Banking | NatWest International


Car Insurance

Single or multi-vehicle policies arranged through Natwest UK

NatWest Premier Insurance is available to residents in the Channel Islands, Isle of Man and the UK. 

NatWest Premier Insurance is introduced (for all call centre sales) by The Royal Bank of Scotland International Limited trading as NatWest International. NatWest Premier Insurance is underwritten by U K Insurance Limited. The Premier Insurance team are accredited by the Chartered Institute of Insurers.  

Cover for one car, or more

Insure multiple cars on one policy, and the main driver of each vehicle earns and keeps a no claim discount. If your car is written off within 24 months of first registration, we will replace your car with a new vehicle of the same make and model. Travel to Europe? Enjoy cover for up to 90 days.

Cover details

Cover multiple cars under one policy

Save time and paperwork by combining multiple cars under one payment and one renewal date.

Multi-car policy detail

If you make a claim you will have a dedicated claim handler.

For vintage cars, cover is only available in conjunction with your main vehicle.



No claim discount

There’s no additional cost to protect your no claim discount.

Insure multiple cars with the main driver of each vehicle earning and keeping their own no claim discount.



Travel to Europe

Unlimited trips within the European Union up to a total of 90 days per year.



Uninsured loss recovery

Protection if you have an accident involving your car where you are not to blame. This is included at no additional cost.

Uninsured loss recovery detail

If you have an accident involving your car where you are not to blame:

  • We’ll provide up to £100,000 of legal costs to help you to claim, where no other insurance policy will cover your losses, as long as there is a better than 50% chance that your claim will succeed.
  • Examples of what you may claim for include compensation for personal injury, loss of earnings and accident repair costs if you don’t have comprehensive cover.

How does it work?

If we accept your claim, a solicitor will be appointed to act for you, and they will handle all aspects of your claim such as:

  • Evaluating what you can claim for and the chance that your claim will succeed.
  • Locating specialists such as a medical expert or counsel. The specialist charges will be met by this Motor Legal Protection policy.
  • Negotiating with the person responsible and their insurers.
  • Starting legal proceedings if necessary.

The appointed solicitor is regulated by the Law Society which, in addition to the high standards of service you would expect from NatWest, ensures that you receive a professional legal service.

Accidents, breakdowns or damage to your car

Cover in the event of an accident, breakdown or damage to your car.

Accidents, breakdowns or damage to your car detail

  • If your car is written off within the first 24 months of vehicle registration, you’ll be provided with a brand new replacement vehicle.
  • Courtesy car while your car is being repaired after an accident (subject to availability from an approved repairer). This is guaranteed within 24 hours of registering a claim if you need one, available for 21 days. Optional enhanced cover up to £4,000 towards hiring a replacement vehicle that similar to your current model.
  • Personal cover of up to £30,000 if you and your partner are in a motor accident.
  • Windscreen or glass replacements won’t affect your no claim discount –subject to payment of policy excess.

Theft or lost keys

Cover for possessions left in your car and audio equipment in the event of a theft or attempted theft.

Cover for theft or lost keys

  • Up to £1,000 cover for possessions left in your car in the event of a theft or attempted theft. If you choose Premier home contents cover, your possessions are covered up to your full sum insured anywhere in the world.
  • In-car audio equipment cover up to the market value of the vehicle. Unlimited cover on all manufacturer fitted audio, satellite navigation and entertainment equipment.
  • Unlimited cover for loss or theft of car keys.
  • Windscreen or glass replacements won’t affect your no claim discount – subject to payment of policy excess.
Talk to the experts

You can reach the Premier Insurance team on:

Telephone: 0800 533 5266
Minicom: 0800 404 6161

Lines are open Mon to Fri 8am - 8pm, Sat 9am - 5pm.
Excluding public holidays.

Calls may be recorded.

Make a claim

To make a claim, call the dedicated claims team.

0800 533 5205

You can call 24 hours a day, 7 days a week. Calls may be recorded.

Having your Premier Insurance policy reference number ready isn't essential but can make the process a little quicker.

Premier Banking We're here to help...
Get in touch
Premier Banking team Get in touch

To speak to a member of the Premier Banking team please call:

Jersey: 01534 282961
Guernsey: 01481 703870
Isle of Man: 01624 697741
Gibraltar: 00350 200 52761

Lines are open Monday to Friday 9am-5pm except bank holidays. If outside of these hours, please leave a message and we will call you back as soon as possible. Calls may be recorded.

Not a Premier Banking customer?
You can find out more about becoming a Premier Banking customer on the Our Service page.

Set Tab for lightbox