Gold Account | Current Accounts | NatWest International

Gold account

All the features of a conventional current account with added benefits you might not expect

Apply for a Gold account Upgrade your existing account

Monthly fee £18

Gold account More than just a bank account

Gold has everything you would expect from a current account but with a host of great benefits built in. For a fee of £18 per month, you get everything you need to manage your day to day banking plus:

  • Travel insurance for you and your family, including winter sports cover
  • 24/7 dedicated concierge service helping you make the most of your valuable free time
  • Private Motor Excess Insurance and Car Rental Loss Damage Waiver Insurance
Gold account features...

Travel insurance

The primary Gold benefit is the travel insurance offering comprehensive world wide cover when travelling and includes winter sports cover.

Underwritten by AWP P&C SA and administered in the UK by Allianz Global Assistance.

Ten concierge service

Need help with restaurant bookings, flights, holidays, car hire or concert tickets? Let our 24/7 concierge service, provided by Ten, help you make the most of your valuable time.

Gold protection

Enjoy the benefits of Private Motor Excess Insurance and Car Rental Loss Damage Waiver Insurance included with your Gold account.

Provided by AWP P&C SA and administered in the UK by Allianz Global Assistance.

Ways to bank with us

Mobile Banking

Our Mobile Banking app gives you the choice of doing your banking when it suits you, direct from your phone.

More on Mobile Banking

Online Banking

Online Banking is the way to beat the queues and manage your banking from the comfort of your home.

More on Online Banking

Visa Debit card

Your debit card makes it easy to pay whether you're popping down to the shops or dashing off abroad.

More on Visa Debit card
Important information

Eligibility criteria

To apply for a Gold account you are required to be 18 years or over and resident in:


  • Jersey
  • Guernsey
  • Isle of Man
  • Gibraltar
  • United Kingdom

Please note

You are not eligible for the benefits on this account if you are not resident in Jersey, Guernsey, Isle of Man, Gibraltar or UK. If both applicants are not resident in any of these jurisdictions, this account cannot be opened.


If you are an international customer and want to discuss your banking needs, call us on +44 (0) 1534 282300.


In order to qualify for NatWest International Premier, you’ll need:


Channel Islands, Isle of Man and Gibraltar residents
A sole annual income of at least £100,000 paid into your NatWest International account and savings of at least £100,000 held with us. 


Premier is subject to application, status and acceptance by NatWest International. You must be resident in the Channel Islands, Isle of Man or Gibraltar to apply for this account.

Important documents

The following Terms, fees and interest rates apply to NatWest International personal bank accounts.

How your information might be used

It's important for you to understand how we use and share your information. Please read our privacy notice for details on how we use your information and your rights.

Insurance product information for Gold account

The Gold account comes with a range of insurance policies that could cover you and your family. Please review the following documents to ensure our policies fully meet your needs and the cover is right for you.

Insurance Product Information What You Need To Know

For full details of cover, please refer to the Gold account Travel Insurance, Private Motor Excess Insurance and Car Rental Loss Damage Waiver Insurance guides.

Travel Insurance Guide Private Motor Excess Insurance Guide Car Rental Loss Damage Waiver Insurance Guide
Switch to NatWest International

Our Current Account Switch Service will move everything across from your old account to your new NatWest International account, including Direct Debits and standing orders, within 7 working days. It's completely free and is backed by an industry-wide guarantee.

How switching works
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