Instant Access Savings Account | NatWest International

Instant Saver

Instant access to your savings

Apply for an Instant Saver

You must be aged 16 or over to open an Instant Saver account

Savings when you need them
Instant access account

Savings on the go
With our mobile banking app

Manage your account your way
Online, in branch or by phone

Instant Saver

Need a savings account that let's you move money in and out easily?

Get instant access to your savings with our Instant Saver account.

With the ability to manage your savings using our mobile app, online or by telephone you can get into the savings habit and have access to your money when you need it.

What is the interest rate?

Balance Annual Equivalent Rate (AER) Gross Rate
£1+ 0.45% 0.45%


Interest is calculated daily and paid monthly directly into your account.

The interest rate is variable, so it can go up as well as down. 

What would the estimated balance be after 12 months based on a range of deposits?

Initial deposit at
account opening
Balance after 12 months Interest earned
£1,000 £1,004.51 £4.51
£25,000 £25,112.73 £112.73
£100,000 £100,450.93 £450.93

These are only examples and do not take into account your individual circumstances.

They assume that no further deposits or withdrawals are made; there is no change to the interest rates and tiers; and any interest earned stays in the account.

Add your signposting title here… Frequently asked questions


Annual Equivalent Rate (AER)
- This is a notional rate used for interest bearing accounts which illustrates what the gross credit interest rate (excluding any bonus interest payable) would be if paid and compounded on an annual basis. It helps you to compare the effective rates of credit interest on different accounts.

Gross Rate
- This means the interest rate you are paid before the deduction of tax.

Flexible and simple savings... Ready for the next step?
Apply for an Instant Saver Set up a savings goal
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