Buy to Live 5 Year Fixed Rate
For a property in England, Scotland or Wales
Initial rate expires
Overall cost for comparison
Minimum product fee
Loan to value
Minimum loan amount
Early repayment charge (payable of capital sum repaid early)
5% until 30/10/2020
4% until 29/10/2021
3% until 31/10/2022
2% until 31/10/2023
1% until 31/10/2024
Due to limited supply fixed rates are offered on a first come first served basis, therefore the Bank reserves the right to withdraw the rates offered above
- Drawdown fee £30
- Product fee of 0.75% of the loan amount applies (minimum £1,000)
- Our new borrowing range includes £749 cashback for remortgages from other lenders
All figures provided are for illustrative purpose only. This is not a formal quotation or a commitment to lend. This will be dependant on your financial situation, property value and the size of your deposit or equity.
Representative example - Fixed rate
A mortgage of £200,000 payable over 25 years initially on a fixed rate for 2 years at 3.12% and then our variable rate of 4.50% for the remaining 23 years would require 24 monthly payments of £960.38 and 276 payments of £1,099.51. The total amount payable would be £326,513.88 made up of the loan amount of £200,000 plus interest of £126,513.88. A product fee of £1,500, a valuation fee of £255 and a CHAPS fee of £30 are also payable. The overall cost for comparison is 4.4% APRC representative.
Mortgages are offered by The Royal Bank of Scotland International Limited trading as NatWest International (NatWest International). Mortgages on UK properties may not be available to residents of all countries. Fixed rate mortgages are subject to availability. The Bank reserves the right to withdraw the rates offered without notice.