Mortgage Rate Finder | Gibraltar

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Mortgage Rates Calculator

Use our Gibraltar mortgage rates calculator to see how much a mortgage might cost you per month and to compare mortgage rates.

Max 35
Years Please enter the term in years
This is the purchase price of the property.
The amount of cash you are putting towards the cost of your property.
This is the purchase price of the property you wish to move to.
This is the amount of equity and/or cash you are putting towards the cost of the new property.
The value of your current property based on the last valuation.
This is the outstanding balance of your current mortgage.
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Search our mortgages

Select the type of mortgage you wish
mortgages found

To see more details on a mortgage, press the Show more button.
You can also sort the products easily by clicking the heading you'd like to sort by.

Sorry, however based on the information you have supplied us, we are unable to provide a product that meets your needs. Please refer to our minimum criteria below and try entering different values to see how this affects the outcome.

  • First Time Buyer mortgages: Minimum deposit 10% / minimum loan £30,000 / maximum loan £350,000 on 90% loan to value products
  • Other residential mortgages: Minimum deposit 15% / minimum loan £30,000
  • Buy to Let borrowing: Minimum deposit 25% / minimum loan £100,000

Sorry, however based on the information you have supplied us, we are unable to provide a product that meets your needs. Please refer to our minimum criteria below and try entering different values to see how this affects the outcome.

  • First Time Buyer mortgages: Minimum deposit 10% / minimum loan £30,000 / maximum loan £350,000 on 90% loan to value products
  • Other residential mortgages: Minimum deposit 15% / minimum loan £30,000
  • Buy to Let borrowing: Minimum deposit 25% / minimum loan £100,000
Mortgages Initial rate Rate thereafter (variable) LTV Minimum product fee Monthly payment Monthly payment (if product fee added to borrowing)
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Important Information

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

All figures provided are for illustrative purposes only. This will be dependant on your financial situation, property value and the size of your deposit or equity. This is not a formal quotation or a commitment to lend.

Representative Example - Fixed Rate

A mortgage of £200,000 payable over 25 years initially on a fixed rate for 2 years at 2.50% and then our variable rate of 3.85% for the remaining 23 years would require 24 monthly payments of £896.84 and 276 payments of £1,026.60 The total amount payable would be £306,148.72 made up of the loan amount of £200,000 plus interest of £104,864.72. A product fee of £999, a valuation fee of £255 and a CHAPS fee of £30 are also payable.

The overall cost for comparison is 3.7% APRC representative.

Representative Example - Fixed Rate

A mortgage of £200,000 payable over 25 years initially on a fixed rate for 2 years at 2.50% and then our variable rate of 3.85% for the remaining 23 years would require 24 monthly payments of £896.84 and 276 payments of £1,026.60 The total amount payable would be £306,148.72 made up of the loan amount of £200,000 plus interest of £104,864.72. A product fee of £999, a valuation fee of £255 and a CHAPS fee of £30 are also payable.

The overall cost for comparison is 3.7% APRC representative.


You must currently own no more than 9 Buy to let properties and your maximum borrowing cannot exceed £3.5 million. Buy to let properties are subject to a minimum purchase price of £150,000.

Maximum value should not be more than 35 

Minimum value should not be less than 3

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