Mortgage Products | Mortgage Brokers | NatWest International

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Mortgage products for Brokers

For properties in England, Scotland or Wales

Download our mortgage rates

FOR MORTGAGE BROKERS REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

Our mortgage products

Buy to Let mortgages
For customers purchasing a property with the intention of letting it out rather than living in it

Fixed rate mortgages

 

Our fixed rate mortgage options for Buy to Let properties in the UK. Click on the term field for more information about each mortgage product.

 

Term

Initial rate & end date

Rate thereafter (variable)

Overall cost for comparison

Loan to value

Minimum product fee

2 year fixed rate

3.05%
31/01/2022

5.00%

4.8% APRC

65%

£1,000

5 year fixed rate

3.95%
31/01/2025

5.00%

4.8% APRC

65%

£1,000

2 year fixed rate

3.34%
31/01/2022

5.00%

4.9% APRC

75%

£1,000

5 year fixed rate

4.25%
31/01/2025

5.00%

4.9% APRC

75%

£1,000

Variable rate mortgages

Our variable rate Buy to Let mortgages track the Bank's Base Rate. Click on the term field for more information about each mortgage product.

Term

Initial rate & end date

Rate thereafter (variable)

Overall cost for comparison

Loan to value

Minimum product fee

2 year tracker
(Bank’s Base Rate + 2.63%)

3.38%
31/01/2022

5.00%

4.9% APRC

65%

£1,000

2 year tracker
(Bank’s Base Rate + 2.84%)

3.59%
31/01/2022

5.00%

4.9% APRC

75%

£1,000

All figures provided are for illustrative purpose only. This is not a formal quotation or a commitment to lend. This will be dependant on your financial situation, property value and the size of your deposit or equity.

You must currently own no more than 9 Buy to Let properties and your maximum borrowing amount cannot exceed £3.5 million. Buy to Let properties are subject to a minimum purchase price of £150,000.

Mortgages are offered by The Royal Bank of Scotland International Limited trading as NatWest International (NatWest International). Mortgages on UK properties may not be available to residents of all countries. Fixed rate mortgages are subject to availability. The Bank reserves the right to withdraw the rates offered without notice.

Buy to Live mortgages
For customers purchasing a residential property for themself or their immediate family member

Fixed rate mortgages

 

Our fixed rate mortgage options for Buy to Live properties in the UK. Click on the term field for more information about each mortgage product.

 

Term

Initial rate & end date

Rate thereafter (variable)

Overall cost for comparison

Loan to value

Minimum product fee

2 year fixed rate

2.94%
31/01/2022

4.50%

4.4% APRC

70%

£1,000

5 year fixed rate

3.15%
31/01/2025

4.50%

4.1% APRC

70%

£1,000

2 year fixed rate

3.14%
31/01/2022

4.50%

4.4% APRC

80%

£1,000

5 year fixed rate

3.35%
31/01/2025

4.50%

4.2% APRC

80%

£1,000

Variable rate mortgages

Our variable rate Buy to Live mortgages track the Bank's Base Rate. Click on the term field for more information about each mortgage product.

Term

Initial rate & end date

Rate thereafter (variable)

Overall cost for comparison

Loan to value

Minimum product fee

2 year tracker
(Bank’s Base Rate + 2.29%)

3.04%
31/01/2022

4.50%

4.4% APRC

70%

£1,000

2 year tracker
(Bank’s Base Rate + 2.09%)

2.84%
31/01/2022

4.50%

4.3% APRC

70%

£1,000

2 year tracker
(Bank’s Base Rate + 2.44%)

3.19%
31/01/2022

4.50%

4.4% APRC

80%

£1,000

All figures provided are for illustrative purpose only. This is not a formal quotation or a commitment to lend. This will be dependant on your financial situation, property value and the size of your deposit or equity.

Representative example - Fixed rate

A mortgage of £200,000 payable over 25 years initially on a fixed rate for 2 years at 3.12% and then our variable rate of 4.50% for the remaining 23 years would require 24 monthly payments of £960.38 and 276 payments of £1,099.51. The total amount payable would be £326,513.88 made up of the loan amount of £200,000 plus interest of £126,513.88. A product fee of £1,500, a valuation fee of £255 and a CHAPS fee of £30 are also payable. The overall cost for comparison is 4.4% APRC representative.

Mortgages are offered by The Royal Bank of Scotland International Limited trading as NatWest International (NatWest International). Mortgages on UK properties may not be available to residents of all countries. Fixed rate mortgages are subject to availability. The Bank reserves the right to withdraw the rates offered without notice.

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