First Time Buyer | Mortgages | NatWest International

First time buyer mortgages

Helping you take your first step on to the property ladder

Search our mortgage rates See how much you could borrow

Your home or property may be repossessed if you do not keep up repayments on your mortgage

If you are a UK expatriate or foreign national looking to purchase property in the United Kingdom, please visit our UK mortgage section.

Features of our first time buyer mortgages...

Up to 90% loan to value
With a 10% deposit you could borrow up to 90% of the value of the property you wish to purchase.

Zero product fee options
We have a range of mortgages available including fixed rates with no product fee.

Online tools
Our mortgage calculator and rate finder tool will help you decide how much you can afford in as little as 10 minutes.

Getting started...

Find out how much you could borrow
Before you start looking, you need to know how much you could borrow. Our simple calculator will give you an indication.

Use our mortgage calculator

Compare our mortgage rates and repayments
Find out what your monthly repayments could be with our range of mortgages and interest rates. It only takes 2 minutes.

Use our mortgage rate finder
Help & guides

A guide to buying a home

From rates to moving, our guide to getting a mortgage will help you understand the key steps to buying a home.

Home buying guide

Jargon buster

Let us take the mystery out of mortgages by explaining a list of key terms and phrases you might come across on your journey.

Jargon buster

Common questions

A list of the most frequently asked questions about mortgages and where to find extra support when you need it.

Common questions
Talk to us about

Want to ask us a mortgage question or arrange an appointment? Our dedicated mortgage team can help.

Chat with our mortgage team or arrange an appointment:

Jersey: 01534 282262 
Guernsey: 01481 703809 
Gibraltar: 00350 200 14477 
Isle of Man: 01624 637676

Lines are open Monday to Friday 9am - 5pm (except bank holidays). If outside these hours please leave a message and one of our team will contact you as soon as possible. Alternatively you can visit your local branch where a member of staff will be happy to arrange an appointment for you.

Set Tab for lightbox