Contents Insurance | NatWest International


Contents insurance

Cover for the belongings in your home can be arranged through NatWest in the UK

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An introduction to NatWest UK Home Insurance is available to residents in the Channel Islands, Isle of Man and the UK. Underwritten by U K Insurance Limited

NatWest Home Insurance is introduced (for all website sales) by The Royal Bank of Scotland International Limited trading as NatWest International. NatWest Home Insurance policies are underwritten by U K Insurance Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, registration number 202810

Protecting the things you treasure

Contents insurance covers items in the home against loss, damage or theft.

Why pick Contents Insurance?

NatWest's Home Insurance policy has the highest Defaqto rating.  

  • Pay monthly at no additional cost. (Subject to eligibility and credit agreement. Credit facilities for over 18's only. Representative 0.0% APR)
  • Optional extras available

Cover for items like:

  • Jewellery
  • Computers
  • TV's
  • Carpets
  • Furniture
  • Clothes
  • Curtains
Two levels of cover

Choose a level of cover that suits your needs and then tailor your protection with optional extras.

  • Standard Home Insurance

  • Elite Home Insurance

  • Optional extras

Standard Home Insurance

With £50,000 cover and the flexibility to add optional extras such as accidental damage and contents away from the home.

Core cover includes:

New for old
We’ll replace new for old, regardless of wear and tear.

Alternative accommodation
If your home is unfit to live in after you’ve made a valid claim, reasonable costs of alternative accommodation, storage for your belongings and kennel fees for domestic pets are covered.

Special events
We’ll increase the amount your contents are insured for (‘sum insured’) by 10% over Christmas.

Downloaded data
If you’ve paid for and downloaded digital content onto your home computer or mobile device this is covered. Downloaded data has a limit of £1000. 

Elite Home Insurance

All the benefits of Standard, with higher levels of cover. £100,000 cover.  

Optional extras

Accidental damage
Covers the contents of your home against unintentional damage. This would be an optional extra for Standard insurance cover and included with Elite insurance cover

Contents away from home
Option to increase the amount that certain personal possessions you can wear or take outside the house (e.g. laptop, jewellery, bicycle) are insured for. This would be an optional extra for Standard insurance cover and included with Elite insurance cover

Home emergency
You’ll get up to £500 towards call-out, labour and parts if there’s an emergency in your home. This would be an optional extra for both Standard and Elite insurance

Legal Protection
Provides financial help towards certain legal disputes (if the claim has at least 50% chance of success) and access to a 24-hour confidential advice line. This would be an optional extra for Standard insurance cover and included with Elite insurance cover

Important information

We want to make sure that you get the cover you need. So before we carry on to your quote, please take some time to read or download and save these documents.

Switching your home insurance provider?

Switch to NatWest Home Insurance and you can claim up to £50 towards any cancellation fees your current insurer charges.

Once you’ve cancelled your existing cover and taken out one of NatWest's policies, get in touch with U K Insurance Limited. They’ll arrange for you to be reimbursed within seven to 10 working days.

No one likes surprises What to expect when getting a quote online

We'll ask you for...

  • Your personal details (name, address, date of birth etc.)
  • Details about your home like the type of porperty it is and how many bedrooms it has  

Build your policy...

  • Choose from 2 levels of cover, Standard and Elite
  • Personalise your cover limits and your excesses
  • Choose from our optional extras


Review and apply...

  • Review your personal details and your quote
  • If you're happy to go ahead then you can apply


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