Gold Account | Current Accounts | NatWest International


Gold account

All the features of a conventional current account with added benefits you might not expect

Apply for a Gold account Upgrade your existing account

Monthly fee £18

Coronavirus (COVID-19) FAQs

During the coronavirus (COVID-19) pandemic it`s important to consider the purchase and departure date when ascertaining Gold account travel insurance cover.

How does coronavirus (COVID-19) affect my Gold account travel insurance?

Gold account More than just a bank account

Gold has everything you would expect from a current account but with a host of great benefits built in. For a fee of £18 per month, you get everything you need to manage your day to day banking plus:

  • Fee free overdraft with preferential rates subject to status
  • Credit interest on current account balances
  • Travel insurance for you and your family, including winter sports cover
  • 24/7 dedicated concierge service helping you make the most of your valuable free time
  • Private Motor Excess Insurance and Car Rental Loss Damage Waiver Insurance
Gold account features...

Travel insurance

The primary Gold benefit is the travel insurance offering comprehensive world wide cover when travelling and includes winter sports cover.

Underwritten by AWP P&C SA and administered in the UK by Allianz Global Assistance.

Ten concierge service

Need help with restaurant bookings, flights, holidays, car hire or concert tickets? Let our 24/7 concierge service, provided by Ten, help you make the most of your valuable time.

Gold protection

Enjoy the benefits of Private Motor Excess Insurance and Car Rental Loss Damage Waiver Insurance included with your Gold account.

Provided by AWP P&C SA and administered in the UK by Allianz Global Assistance.

Ways to bank with us

Mobile banking

Our mobile banking app gives you the choice of doing your banking when it suits you, direct from your phone.

More on mobile banking

Online banking

Online banking is the way to beat the queues and manage your banking from the comfort of your home.

More on online banking

Visa Debit card

Your debit card makes it easy to pay whether you're popping down to the shops or dashing off abroad.

More on Visa Debit card
Important information

Eligibility criteria

To apply for a Gold account you are required to be 18 years or over and resident in:


  • Jersey
  • Guernsey
  • Isle of Man
  • Gibraltar

If you are an international customer and want to discuss your banking needs, call us on +44 (0) 1534 282300.


Interested in our Premier service?


NatWest International Premier is a relationship service designed to offer a more personal banking experience. Our Premier service is here to make your life easier and run more smoothly.


Discover more about our Premier service

Important documents

The following Terms, fees and interest rates apply to NatWest International personal bank accounts.

How your information might be used

It's important for you to understand how we use and share your information. Please read our privacy notice for details on how we use your information and your rights.

Our Privacy Notice Summary

Insurance product information for Gold account

The Gold account comes with a range of insurance policies that could cover you and your family. Please review the following documents to ensure our policies fully meet your needs and the cover is right for you.

Insurance Product Information What You Need To Know

For full details of cover, please refer to the Gold account Travel Insurance, Private Motor Excess Insurance and Car Rental Loss Damage Waiver Insurance guides.

Car Rental Loss Damage Waiver Insurance Guide Private Motor Excess Insurance Guide Travel Insurance Guide
Switch to NatWest International

Our Current Account Switch Service will move everything across from your old account to your new NatWest International account, including Direct Debits and standing orders, within 7 working days. It's completely free and is backed by an industry-wide guarantee.

How switching works
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