The primary Gold benefit is the travel insurance. The travel insurance offers comprehensive world wide cover when travelling and includes winter sports cover.
Underwritten by AWP P&C SA and administered in the UK by Allianz Global Assistance.
Gold account
All the features of a conventional current account with added benefits you might not expect
Due to current worldwide travel restrictions affecting travel insurance, we are temporarily not accepting new applications for our Gold account. We apologise for any inconvenience caused.
Our current account interest rates are changing
Rate changes will come into effect on 23rd June. You can view our existing current account rates and the new rates further down this page.
View our rates until 23rd June
Coronavirus and your Gold account
We're taking further steps to help support our customers, by suspending the following fees:
- From 3 April for the next 3 months, we will not charge an overdraft fee for both arranged and unarranged borrowing. We will continue to charge arranged overdraft interest.
- The Gold account monthly fee of £18 has been waived until further notice. This decision will not affect your Gold account benefits which all remain in place, including the ability to make claims under our travel insurance. We will keep this fee suspension under review and let you know when this fee will be reinstated.
How does coronavirus (COVID-19) affect my Gold account travel insurance?
More than just a bank account
Our Gold account has everything you would expect from a current account plus a host of great benefits built in.
- Fee free overdraft with preferential rates subject to status
- Credit interest on current account balances
- Travel insurance for you and your family, including winter sports cover
- 24/7 dedicated concierge service helping you make the most of your valuable free time
- Private Motor Excess Insurance and Car Rental Loss Damage Waiver Insurance
Features and benefits
Travel insurance
including winter sports cover
Ten concierge service
24/7 dedicated concierge service
Need help with restaurant bookings, flights, holidays, car hire or concert tickets? Let our 24/7 concierge service, provided by Ten, help you make the most of your valuable time.
Gold protection
Added protection with Gold
Enjoy the benefits of Private Motor Excess Insurance and Car Rental Loss Damage Waiver Insurance included with your Gold account.
Provided by AWP P&C SA and administered in the UK by Allianz Global Assistance.
Earn Interest
Interest is calculated daily and paid monthly.
Balance |
Existing rate |
New rate from 23 June 2020 |
Any amount |
0.15% |
0.01% |
Annual Equivalent Rate (AER). This is a notional rate used for interest bearing accounts which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.
Gross Rate. This means the interest rate you are paid before the deduction of basic rate income tax.
Ways to bank with us
Mobile banking
Our mobile banking app gives you the choice of doing your banking when it suits you, direct from your phone.
Online banking
Online banking is the way to beat the queues and manage your banking from the comfort of your home.
Visa Debit card
Your debit card makes it easy to pay whether you're popping down to the shops or dashing off abroad.
Important information
Eligibility criteria
To apply for a Gold account you are required to be 18 years or over and resident in:
- Jersey
- Guernsey
- Isle of Man
- Gibraltar
If you are an international customer and want to discuss your banking needs, call us on +44 (0) 1534 282300.
Calls may be recorded.
Interested in our Premier service?
NatWest International Premier is a relationship service designed to offer a more personal banking experience. Our Premier service is here to make your life easier and run more smoothly.
Important documents
The following Terms, fees and interest rates apply to NatWest International personal bank accounts.
How your information might be used
It's important for you to understand how we use and share your information. Please read our privacy notice for details on how we use your information and your rights.
Insurance product information for Gold account
The Gold account comes with a range of insurance policies that could cover you and your family. Please review the following documents to ensure our policies fully meet your needs and the cover is right for you.
For full details of cover, please refer to the Gold account Travel Insurance, Private Motor Excess Insurance and Car Rental Loss Damage Waiver Insurance guides.
How to apply
Gold account applications temporarily suspended
Due to current worldwide travel restrictions affecting travel insurance, we are temporarily not accepting new applications for our Gold account.
We apologise for any inconvenience caused.