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Existing Mortgage Customers

Borrowing more on your existing mortgage

Looking to borrow more against your home?

There are a number of reasons that you might want to do this; from planning a wedding, a dream holiday, buying a new car or home improvements.

However, it's important that you consider whether borrowing more against your existing mortgage is the right option for you. You might also want to consider a personal loan.

We recommend booking an appointment or requesting a callback with one of our mortgage arrangers who can outline your options with us, based on your personal circumstances.

Things to consider...

  1. 01

    Applications for additional borrowing must be for an acceptable purpose. The most common purposes are home improvements, a new car, dream holiday or wedding. We'll cover this in full during your mortgage appointment.

  2. 02

    The minimum borrowing amount on a mortgage is £25,000. A personal loan could be an option if you need less.

  3. 03

    The minimum borrowing term is 3 years and the maximum is 35 years. Any new mortgage borrowing will run concurrently with your existing mortgage.

    The maximum age for repayment is 65 years old. Where a mortgage extends beyond this age, you should be able to demonstrate continued ability to repay the loan by way of a pension or alternative means.

Common questions about borrowing more on your home

Get in touch with our mortgage team

There's a few ways of getting in touch with us. To start, we'll run through some quick questions to make sure that you get the local help you need.

What can we help you with today?
Please tell us the nature of your mortgage query.
Where is the property located?

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

01534 282262

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01481 703809

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01624 637676

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

00350 200 14477

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Get in touch with our International Mortgage team

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Phone the International mortgage team

Call us to speak to a member of our local mortgage team.

Dedicated broker line:

+44 (0) 1624 632444

Existing mortgage borrowers:

+44 (0) 1624 632323

New borrowers (Buy to Let only):

+44 (0) 1624 632345

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Where is the property located?

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

01534 282262

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01481 703809

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01624 637676

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

00350 200 14477

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Get in touch with our International Mortgage team

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the International mortgage team

Call us to speak to a member of our local mortgage team.

Dedicated broker line:

+44 (0) 1624 632444


Existing mortgage borrowers:

+44 (0) 1624 632323


New borrowers (Buy to Let only):

+44 (0) 1624 632345

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Where is the property located?

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

01534 282262

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01481 703809

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01624 637676

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

00350 200 14477

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Get in touch with our International Mortgage team

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the International mortgage team

Call us to speak to a member of our local mortgage team.

Dedicated broker line:

+44 (0) 1624 632444


Existing mortgage borrowers:

+44 (0) 1624 632323


New borrowers (Buy to Let only):

+44 (0) 1624 632345

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

In what location are you looking at properties?

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

01534 282262

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01481 703809

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01624 637676

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

00350 200 14477

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Get in touch with our International Mortgage team

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the International mortgage team

Call us to speak to a member of our local mortgage team.

Dedicated broker line:

+44 (0) 1624 632444


Existing mortgage borrowers:

+44 (0) 1624 632323


New borrowers (Buy to Let only):

+44 (0) 1624 632345

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Where is the property located?

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

01534 282262

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01481 703809

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.


Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

01624 637676

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.

Choose how to get in touch today:

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Speak to a member of our local mortgage team.

00350 200 14477

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays). Calls may be recorded.

Get in touch with our International Mortgage team

Request a Call Back at your preferred time

Select the time you want us to call you, enter your contact details and our mortgage team will speak to you then.

 

Alternatively, phone the mortgage team

Call us to speak to a member of our local mortgage team.

Dedicated broker line:

+44 (0) 1624 632444

Existing mortgage borrowers:

+44 (0) 1624 632323

New borrowers (Buy to Let only):

+44 (0) 1624 632345

Lines are open Monday to Friday 9am - 5pm GMT (except bank holidays).

Calls may be recorded.