6.1 If we have a valid reason for doing so, we may change these terms at any time by giving you at least 60 days' notice. If you have not cancelled your Paym registration by the end of the 60 day period, you will be deemed to have accepted the changes.
6.2 While we make reasonable efforts to provide a high quality of service, we will not be liable to you for any breach of our obligations where that breach is due to abnormal and unforeseeable circumstances beyond our control, the consequences of which would have been unavoidable despite all efforts to the contrary. This includes any suspension of the Paym service, our Mobile Banking Application or our phone lines resulting from maintenance and upgrades to our systems (or the systems of any party who provides our services or who is involved in the provision of the Paym service), other disruptions to our systems, outages on any phone network or in the case of mobile networks where you are not in an area of mobile coverage.
6.3 This agreement is governed by the laws of the jurisdiction in which the branch where your account(s) is located.
6.4 Paym is a registered trademark of Payments Council Limited (or its successors in title) and is used under licence.
6.5 All communications to you will be in English.