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Savings & investments

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Fixed Rate Deposits

Guaranteed interest rates when you invest your money for 1 or 2 years

Looking to save at least 5,000 with guaranteed interest rates? Our 1 and 2 year fixed rate deposit could be just the answer.

This is a limited offer which may be withdrawn at any time.

How Fixed rate 1 year works


Interest option Balance tier For more information on our attractive rates, please call us or visit one of our branches.
1 Year fixed deposit
Monthly 5,000 (min) -
5,000,000 (max)
At maturity 5,000 (min) -
5,000,000 (max)

With our 1 year deposit you can choose from two interest payment options, monthly or at maturity.

How Fixed rate 2 year works

Interest option Balance tier For more information on our attractive rates, please call us or visit one of our branches.
2 Year fixed deposit
Monthly 5,000 (min) -
5,000,000 (max)
Annually 5,000 (min) -
5,000,000 (max)
At maturity 5,000 (min) -
5,000,000 (max)

With our 2 year deposit you can choose from three interest payment options, monthly, annually or at maturity.

Important information

  • Limited offer - This is a limited offer which may be withdrawn at any time.
  • Interest rates - The interest rates may not be available if cleared funds are not paid into the fixed deposit before this offer is withdrawn.
  • Early withdrawal - Early withdrawal (partial or whole) or early closures are not permitted on this account, except in the event of the death of a customer.

Deposit maturity

At maturity in the absence of any alternative instruction the deposit will be placed into a call account.

Common definitions

Throughout this page, you'll see various terms being used. Here's what they mean:

Annual Equivalent Rate (AER)
This is a notional rate used for interest bearing accounts which illustrates what the gross credit interest rate (excluding any bonus interest payable) would be if paid and compounded on an annual basis. It helps you to compare the effective rates of credit interest on different accounts.

Gross Rate
This means the interest rate you are paid before the deduction of tax.

Here are some key points to remember:

  • Interest is calculated daily.
  • Interest is paid into your instant access NatWest Call account.
  • N.B A NatWest Call account is automatically opened when you open your Fixed rate deposit.
  • The interest payment option cannot be amended mid term.
  • A deposit contract will be sent to you within 14 business days confirming the detail of the deposit which has been opened.
  • This is a limited offer and may be withdrawn from sale at any time without prior notice.
  • At maturity in the absence of any alternative instruction the deposit will be placed into a call account.
  • The rate may not be available if cleared funds are not paid into the fixed deposit before this offer is withdrawn.

Get in touch

  • Jersey
    01534 282828

    Guernsey
    01481 703800

    Isle of Man
    01624 697900

    Gibraltar
    00350 200 77737

Lines are open: Mon to Fri 9.00am-5.00pm (excluding public holidays).
Calls may be recorded