Instant access accounts

Money when you need it, and extra interest too

Looking for an account that lets you withdraw funds when you need them? With an instant access account, you can access your savings using our branches, cash machines, the internet or simply by picking up the phone.


Savings Account AER (variable) Ideal for ... Manage account  
First Reserve 0.10% …starting your savings, with access to your money if you need it, using a cash card
  • online
  • phone
  • branch
£1 Find out more
Apply online for a First Reserve account
Reward Reserve 0.10% to 0.30%
(excluding bonus)
…earning a bonus if you can limit your withdrawals
  • online
  • phone
  • branch
£2000 Find out more
Apply online for a Reward Reserve account

Looking for a home for your surplus and short terms funds?

A cash management account gives you instant access to your funds and an attractive rate of interest.