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Jersey mortgages

Choice and flexibility for homeowners and investors

Whether you're buying at home or in the UK, to live or to let, we have a mortgage deal that's right for you.

New product range introduced

We are pleased to be able to offer new customers even more choice following the launch of our product fee free range. Choose from one of our great standard product rates or opt for a fee free alternative.

Visit a branch or call us to discuss the best option for you.

Get in touch

01534 282828

Select your mortgage type:

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Fixed rate mortgages

Sort mortgages by:

Mortgage productInitial dealFollow-onOverall cost for comparisonMin depositMin product fee
RateUntilRate (variable)
2 year fixed rate
3.05%30/11/20164.00% 4.1% APR40%Product fee of 0.10% of the loan amount applies, subject to minimum fee shown
2 year fixed rate
3.15%30/11/20164.00% 4.1% APR20%Product fee of 0.10% of the loan amount applies, subject to minimum fee shown
2 year fixed rate
3.35%30/11/20164.00% 4.1% APR40%
2 year fixed rate
3.59%30/11/20164.00% 4.1% APR20%
2 year fixed rate
3.85%30/11/20164.00% 4.1% APR15%Product fee of 0.10% of the loan amount applies, subject to minimum fee shown
2 year fixed rate
4.15%30/11/20164.00% 4.2% APR15%
2 year fixed rate (First time buyers only)
4.40%30/11/20164.00% 4.5% APR10%Product fee of 0.10% of the loan amount applies, subject to minimum fee shown
2 year fixed rate (First time buyers only)
4.80%30/11/20164.00% 4.9% APR10%
5 year fixed rate
3.49%29/11/20194.00% 4.1% APR40%Product fee of 0.10% of the loan amount applies, subject to minimum fee shown
5 year fixed rate
3.72%29/11/20194.00% 4.1% APR20%Product fee of 0.10% of the loan amount applies, subject to minimum fee shown
5 year fixed rate
3.85%29/11/20194.00% 4.1% APR40%
5 year fixed rate
3.98%29/11/20194.00% 4.1% APR20%
5 year fixed rate
4.37%29/11/20194.00% 4.5% APR15%Product fee of 0.10% of the loan amount applies, subject to minimum fee shown
5 year fixed rate
4.67%29/11/20194.00% 4.7% APR15%
5 year fixed rate (First time buyers only)
4.95%29/11/20194.00% 5.1% APR10%Product fee of 0.10% of the loan amount applies, subject to minimum fee shown
5 year fixed rate (First time buyers only)
5.25%29/11/20194.00% 5.3% APR10%

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Base rate tracker mortgages

Sort mortgages by:

Mortgage productInitial dealFollow-onOverall cost for comparisonMin depositMin product fee
Rate Tracks BOE Bank Base Rate UntilRate (variable)
3 year tracker
2.89%+2.39%30/11/20174.00% 4.1% APR40%Product fee of 0.10% of the loan amount applies, subject to minimum fee shown
3 year tracker
3.29%+2.79%30/11/20174.00% 4.1% APR40%
3 year tracker
3.49%+2.99%30/11/20174.00% 4.1% APR20%Product fee of 0.10% of the loan amount applies, subject to minimum fee shown
3 year tracker
3.79%+3.29%30/11/20174.00% 4.1% APR20%
3 year tracker
3.90%+3.40%30/11/20174.00% 4.1% APR15%Product fee of 0.10% of the loan amount applies, subject to minimum fee shown
3 year tracker
4.20%+3.70%30/11/20174.00% 4.3% APR15%

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Fixed rate - Buy-to-let

Sort mortgages by:

Mortgage productInitial dealFollow-onOverall cost for comparisonMin depositMin product fee
RateUntilRate (variable)
2 year fixed rate
4.53%30/11/20164.00% 4.7% APR25%Product fee of 1% of the loan amount applies, subject to minimum fee shown

Variable rate - Buy-to-let

Sort mortgages by:

Mortgage productInitial dealFollow-onOverall cost for comparisonMin depositMin product fee
Rate Tracks BOE Bank Base Rate UntilRate (variable)
2 year tracker
3.98%+3.48%30/11/20164.00% 4.1% APR30%Product fee of 1% of the loan amount applies, subject to minimum fee shown
2 year tracker
4.08%+3.58%30/11/20164.00% 4.2% APR25%Product fee of 1% of the loan amount applies, subject to minimum fee shown

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Flexible mortgage

Sort mortgages by:

Mortgage productInitial dealFollow-onOverall cost for comparisonMin depositMin product fee
Rate Tracks BOE Bank Base Rate UntilRate (variable)
Foundations mortgage
4.49%+3.99%N/A4.00% 4.7% APR25%Product fee of 1.00% of the loan amount applies, subject to minimum fee shown

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Fixed rate - Equity release

Sort mortgages by:

Mortgage productInitial dealFollow-onOverall cost for comparisonMin depositMin product fee
RateUntilRate (variable)
2 year fixed rate
3.05%30/11/20164.00% 4.1% APR40%
2 year fixed rate
3.15%30/11/20164.00% 4.1% APR20%
2 year fixed rate
3.85%30/11/20164.00% 4.1% APR15%
5 year fixed rate
3.49%29/11/20194.00% 4.1% APR40%
5 year fixed rate
3.72%29/11/20194.00% 4.1% APR20%
5 year fixed rate
4.37%29/11/20194.00% 4.5% APR15%

Variable rate - Equity release

Sort mortgages by:

Mortgage productInitial dealFollow-onOverall cost for comparisonMin depositMin product fee
Rate Tracks BOE Bank Base Rate UntilRate (variable)
Foundations
4.49%+3.99%N/A4.00% 4.7% APR25%Product fee of 1.00% of the loan amount applies, subject to minimum fee shown
3 year tracker
2.89%+2.39%30/11/20174.00% 4.1% APR40%
3 year tracker
3.49%+2.99%30/11/20174.00% 4.1% APR20%
3 year tracker
3.90%+3.40%30/11/20174.00% 4.1% APR15%

Mortgage eligibility

At NatWest we seek to understand all of our customers' financial needs and provide a full banking service. Therefore, in order to apply for a mortgage you must hold or open a current account with us.

These rates are for new business only. Existing customers looking to switch products, or on product maturity, may be offered rates and fees different to those shown here. Please contact the Bank for further information.