First time buyer mortgages
Why choose a first time buyer mortgage?
- With our first time buyer mortgages your payments are fixed for the term of the deal helping you budget more easily
Your home may be repossessed if you do not keep up repayments on a mortgage
| Initial deal | Follow-on | Overall cost for comparison |
Min deposit |
Arrangement fee |
||
|---|---|---|---|---|---|---|
| Rate | Until | Rate (variable) | ||||
|
2 year fixed rate
|
5.19% | 31/07/2012 | 4% | 5.3% APR | 10% | £999 |
|
5 year fixed rate
|
6.29% | 29/07/2015 | 4% | 6.5% APR | 10% | £999 |
Due to limited supply, fixed rates are offered on a first come first served basis, therefore the Bank reserves the right to withdraw the rates offered.